Banc of CaliforniaFRA:FPB +1.13%65 Median PS Value is €16.95 as of Jun. 26, 2026, which is 100% below its 10-year median of 1.19. GuruFocus rates FRA:FPB with a GF Score™ of 65/100 and a GF Value™ of €16.05 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,042 Banks companies, Banc of California ranks better than 55.47% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Banc of California's Median PS Value or its related term are showing as below:
FRA:FPB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.19 Med: 1.19 Max: 2.84
Current: 1.06
During the past 13 years, the highest Price to Median PS Value of Banc of California was 2.84. The lowest was 0.19. And the median was 1.19.
FRA:FPB's Price-to-Median-PS-Value is ranked better than 55.47% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs FRA:FPB: 1.06
Banc of California (FRA:FPB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Banc of California's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
17.965
/
16.95
=
1.06
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banc of California Median PS Value Related Terms
Banc of California Median PS Value Historical Data
* Premium members only.
The historical data trend for Banc of California's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FPB vs SBCF, NIC, BOH: Median PS Value Comparison
For the Banks - Regional subindustry, Banc of California's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banc of California Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Banc of California's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Banc of California's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.81.
Banc of California's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6.032.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banc of California (FRA:FPB) has a Median PS Value of €16.95 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banc of California and its competitors. This is 1324% above median its historical median of 1.19. Over the past decade, Banc of California's Median PS Value has ranged from 0.19 to 2.84. According to the industry distribution chart, Banc of California ranks #464 out of 1042 companies in the Banks industry, placing it in the top 44.5%.
Is Banc of California's Median PS Value too high?
Banc of California's current Median PS Value of €16.95 is 1324% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 2.84. Based on the distribution chart, Banc of California ranks #464 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Banc of California has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Median PS Value compare to SBCF and NIC?
According to the Banks industry distribution chart, Banc of California ranks #464 out of 1042 companies for Median PS Value. This puts Banc of California in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Banc of California's own Median PS Value has ranged from 0.19 to 2.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banc of California and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banc of California's current Median PS Value is €16.95, which is 1324% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.05, compared to a current price of €17.97 — trading 11.9% above its estimated fair value. The current Median PS Value is €16.95, which is 1324% above median its 10-year median of 1.19. Banc of California's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current Median PS Value is €16.95 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banc of California (FRA:FPB) Overvalued in 2026?
Based on GuruFocus' analysis, Banc of California stock appears to be overvalued.
The current stock price of €17.97 is trading 11.9% above its estimated GF Value™ of €16.05.
GuruFocus considers Banc of California to be Modestly Overvalued.
Key valuation signals for FRA:FPB:
Median PS Value: €16.95 (1324% above median its 10-year median of 1.19)
GF Value™: €16.05 vs. price of €17.97 (11.9% above fair value)
No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
65GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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