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Banc of CaliforniaFRA:FPB -2.03%69 5-Year Yield-on-Cost % is 4.06 as of Jul. 14, 2026, which is 15% below its 10-year median of 4.76. GuruFocus rates FRA:FPB with a GF Score™ of 69/100 and a GF Value™ of €16.14 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,257 Banks companies, Banc of California ranks better than 54.57% on this metric.
Banc of California's yield on cost for the quarter that ended in Mar. 2026 was 4.06.
The historical rank and industry rank for Banc of California's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:FPB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.12 Med: 4.76 Max: 8.03
Current: 4.06
During the past 13 years, Banc of California's highest Yield on Cost was 8.03. The lowest was 2.12. And the median was 4.76.
FRA:FPB's 5-Year Yield-on-Cost % is ranked better than 54.57% of 1257
companies
in the Banks industry
Industry Median: 3.89
vs FRA:FPB: 4.06
Banc of California (FRA:FPB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banc of California 5-Year Yield-on-Cost % Related Terms
FRA:FPB vs BOH, SBCF, TOWN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banc of California's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banc of California 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banc of California's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banc of California's 5-Year Yield-on-Cost % falls into.
Banc of California 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banc of California (FRA:FPB) has a 5-Year Yield-on-Cost % of 4.06 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banc of California and its competitors. This is 15% below median its historical median of 4.76. Over the past decade, Banc of California's 5-Year Yield-on-Cost % has ranged from 2.12 to 8.03. According to the industry distribution chart, Banc of California ranks #571 out of 1257 companies in the Banks industry, placing it in the top 45.4%.
Is Banc of California's 5-Year Yield-on-Cost % too high?
Banc of California's current 5-Year Yield-on-Cost % of 4.06 is 15% below median its 10-year median of 4.76. Over the past 10 years, this metric has ranged from a low of 2.12 to a high of 8.03. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Banc of California's value of 4.06 is 4.4% above this industry median. Based on the distribution chart, Banc of California ranks #571 out of 1257 companies in the Banks industry, which is above the industry midpoint. Overall, Banc of California has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's 5-Year Yield-on-Cost % compare to BOH and SBCF?
According to the Banks industry distribution chart, Banc of California ranks #571 out of 1257 companies for 5-Year Yield-on-Cost %. This puts Banc of California in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Banc of California's value of 4.06 is 4.4% above this benchmark. Historically, Banc of California's own 5-Year Yield-on-Cost % has ranged from 2.12 to 8.03 over the past decade. While the company's 10-year median is 4.76 vs. the industry median of 3.89, Banc of California has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banc of California's current 5-Year Yield-on-Cost % of 4.06 is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banc of California and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banc of California's current 5-Year Yield-on-Cost % is 4.06, which is 15% below median its own 10-year median of 4.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Fairly Valued. The stock's GF Value™ is €16.14, compared to a current price of €17.65 — trading 9.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.06, which is 15% below median its 10-year median of 4.76 and 4.4% above the Banks industry median of 3.89. Banc of California's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current 5-Year Yield-on-Cost % is 4.06 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banc of California (FRA:FPB) Overvalued in 2026?
Based on GuruFocus' analysis, Banc of California stock appears to be overvalued.
The current stock price of €17.65 is trading 9.3% above its estimated GF Value™ of €16.14.
GuruFocus considers Banc of California to be Fairly Valued.
Key valuation signals for FRA:FPB:
5-Year Yield-on-Cost %: 4.06 (15% below median its 10-year median of 4.76)
GF Value™: €16.14 vs. price of €17.65 (9.3% above fair value)
Industry Position: 4.4% above the Banks median (#571 of 1257)
No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
69GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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