Banc of CaliforniaFRA:FPB +1.11%66 PS Ratio is 2.95 as of Jul. 03, 2026, which is 5% above its 10-year median of 2.82. GuruFocus rates FRA:FPB with a GF Score™ of 66/100 and a GF Value™ of €16.13 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Banc of California ranks better than 52.74% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banc of California's share price is €17.785.
Banc of California's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €6.03. Hence, Banc of California's PS Ratio for today is 2.95.
Warning Sign:
Banc of California Inc stock PS Ratio (=2.89) is close to 1-year high of 3.06.
The historical rank and industry rank for Banc of California's PS Ratio or its related term are showing as below:
FRA:FPB'
s PS Ratio Range Over the Past 10 Years
Min: 0.4 Med: 2.82 Max: 8.72
Current: 2.89
During the past 13 years, Banc of California's highest PS Ratio was 8.72. The lowest was 0.40. And the median was 2.82.
FRA:FPB's PS Ratio is ranked better than 52.74% of 1517
companies
in the Banks industry
Industry Median: 2.98
vs FRA:FPB: 2.89
Banc of California Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Banc of California was 19.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -26.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -8.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -0.60% per year.
During the past 13 years, Banc of California's highest 3-Year average Revenue per Share Growth Rate was 188.50% per year. The lowest was -29.50% per year. And the median was 6.30% per year.
Back to Basics: PS Ratio
Banc of California (FRA:FPB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banc of California PS Ratio Related Terms
Banc of California PS Ratio Historical Data
* Premium members only.
The historical data trend for Banc of California's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banc of California's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banc of California PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banc of California's PS Ratio distribution charts can be found below:
* The bar in red indicates where Banc of California's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banc of California's Share Price of today is €17.785. Banc of California's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6.03.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banc of California (FRA:FPB) has a PS Ratio of 2.95 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banc of California and its competitors. This is near median its historical median of 2.82. Over the past decade, Banc of California's PS Ratio has ranged from 0.40 to 8.72. According to the industry distribution chart, Banc of California ranks #717 out of 1517 companies in the Banks industry, placing it in the top 47.3%.
Is Banc of California's PS Ratio too high?
Banc of California's current PS Ratio of 2.95 is near median its 10-year median of 2.82. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 8.72. The Banks industry median PS Ratio is 2.98. Banc of California's value of 2.95 is 1% below this industry median. Based on the distribution chart, Banc of California ranks #717 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Banc of California has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's PS Ratio compare to BOH and SBCF?
According to the Banks industry distribution chart, Banc of California ranks #717 out of 1517 companies for PS Ratio. This puts Banc of California in the upper half of its industry. The industry median PS Ratio is 2.98. Banc of California's value of 2.95 is 1% below this benchmark. Historically, Banc of California's own PS Ratio has ranged from 0.40 to 8.72 over the past decade. While the company's 10-year median is 2.82 vs. the industry median of 2.98, Banc of California has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banc of California's current PS Ratio of 2.95 is 1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banc of California and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banc of California's current PS Ratio is 2.95, which is near median its own 10-year median of 2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Fairly Valued. The stock's GF Value™ is €16.13, compared to a current price of €17.79 — trading 10.3% above its estimated fair value. The current PS Ratio is 2.95, which is near median its 10-year median of 2.82 and 1% below the Banks industry median of 2.98. Banc of California's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current PS Ratio is 2.95 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banc of California (FRA:FPB) Overvalued in 2026?
Based on GuruFocus' analysis, Banc of California stock appears to be overvalued.
The current stock price of €17.79 is trading 10.3% above its estimated GF Value™ of €16.13.
GuruFocus considers Banc of California to be Fairly Valued.
Key valuation signals for FRA:FPB:
PS Ratio: 2.95 (near median its 10-year median of 2.82)
GF Value™: €16.13 vs. price of €17.79 (10.3% above fair value)
Industry Position: 1% below the Banks median (#717 of 1517)
No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
66GF Score
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