Banc of California (FRA:FPB) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


FRA:FPB Banc of California Inc FRA:FPB
68 GF Score
Price €18.18
GF Value €16.67
Valuation Fairly Valued
! 7 Warning Signs
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What is Banc of California Scaled Net Operating Assets?

Banc of California FRA:FPB +1.17% 68 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates FRA:FPB with a GF Score™ of 68/100 and a GF Value™ of €16.67 (Fairly Valued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banc of California's operating assets for the quarter that ended in Mar. 2026 was €25,820.8 Mil. Banc of California's operating liabilities for the quarter that ended in Mar. 2026 was €23,930.7 Mil. Banc of California's Total Assets for the quarter that ended in Dec. 2025 was €29,717.0 Mil. Therefore, Banc of California's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

FRA:FPB
68GF Score
Banc of California Inc FRA:FPB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banc of California Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banc of California's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(27746.013-24116.624)/32033.435
=0.11

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=29717.015 - 1971.002
=27746.013

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=26692.765 - 2371.181 - 204.96
=24116.624

Banc of California's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(25820.803-23930.737)/29717.015
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=30036.468 - 4215.665
=25820.803

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=26962.841 - 2651.504 - 380.6
=23930.737

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Banc of California (FRA:FPB) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banc of California and its competitors.
Is Banc of California's Scaled Net Operating Assets too high?
Banc of California's current Scaled Net Operating Assets is 0.06. Overall, Banc of California has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Scaled Net Operating Assets compare to SBCF and NIC?
Banc of California's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banc of California and its competitors. Banc of California's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Fairly Valued. The stock's GF Value™ is €16.67, compared to a current price of €18.18 — trading 9% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. Banc of California's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banc of California (FRA:FPB) Overvalued in 2026?

Based on GuruFocus' analysis, Banc of California stock appears to be overvalued. The current stock price of €18.18 is trading 9% above its estimated GF Value™ of €16.67. GuruFocus considers Banc of California to be Fairly Valued.

Key valuation signals for FRA:FPB:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: €16.67 vs. price of €18.18 (9% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banc of California Business Description

Other Exchanges BANC:USA
Address 11611 San Vicente Boulevard, Suite 500, Los Angeles, CA, USA, 90049
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
68GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.18
Price
€16.67
GF Value