Banc of California (FRA:FPB) Total Payout Ratio: 1.15 (As of Jul. 29, 2026)

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FRA:FPB Banc of California Inc FRA:FPB
69 GF Score
Price €18.02
GF Value €16.14
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Banc of California Total Payout Ratio?

Banc of California FRA:FPB -2.70% 69 Total Payout Ratio is 1.15 as of Jul. 29, 2026. GuruFocus rates FRA:FPB with a GF Score™ of 69/100 and a GF Value™ of €16.14 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Banc of California's current Total Payout Ratio is 1.15.


Banc of California Total Payout Ratio Related Terms


Banc of California Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banc of California's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banc of California Total Payout Ratio Chart

Banc of California Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.51 0.16 0.85 1.27

Banc of California Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 -0.45 0.38 2.74 0.85

FRA:FPB vs SBCF, BOH, TOWN: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Banc of California's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banc of California Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banc of California's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banc of California's Total Payout Ratio falls into.


FRA:FPB
69GF Score
Banc of California Inc FRA:FPB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banc of California Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Banc of California's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-160.319 + 0 + -88.545) / 195.543
=1.27

Banc of California's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-27.922 + 0 + -24.909) / 62.238
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.15 mean?
Banc of California (FRA:FPB) has a Total Payout Ratio of 1.15 as of Jul. 29, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Banc of California and its competitors.
Is Banc of California's Total Payout Ratio too high?
Banc of California's current Total Payout Ratio is 1.15. Overall, Banc of California has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Total Payout Ratio compare to SBCF and BOH?
Banc of California's Total Payout Ratio of 1.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Banc of California and its competitors. Banc of California's current Total Payout Ratio is 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.14, compared to a current price of €18.02 — trading 11.6% above its estimated fair value. The current Total Payout Ratio is 1.15. Banc of California's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current Total Payout Ratio is 1.15 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banc of California (FRA:FPB) Overvalued in 2026?

Based on GuruFocus' analysis, Banc of California stock appears to be overvalued. The current stock price of €18.02 is trading 11.6% above its estimated GF Value™ of €16.14. GuruFocus considers Banc of California to be Modestly Overvalued.

Key valuation signals for FRA:FPB:

  • Total Payout Ratio: 1.15
  • GF Value™: €16.14 vs. price of €18.02 (11.6% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banc of California Business Description

Other Exchanges BANC:USA
Address 11611 San Vicente Boulevard, Suite 500, Los Angeles, CA, USA, 90049
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
69GF Score

Get the complete analysis for FRA:FPB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.02
Price
€16.14
GF Value