Banc of CaliforniaFRA:FPB +1.17%65 Pretax Margin % is 33.88% as of Mar. 2026, which is 111% above its 10-year median of 16.08. GuruFocus rates FRA:FPB with a GF Score™ of 65/100 and a GF Value™ of €16.67 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Banc of California ranks worse than 63.2% on this metric.
The historical rank and industry rank for Banc of California's Pretax Margin % or its related term are showing as below:
FRA:FPB'
s Pretax Margin % Range Over the Past 10 Years
Min: -794.35 Med: 16.08 Max: 64.21
Current: 29.93
FRA:FPB's Pretax Margin % is ranked worse than 63.2% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs FRA:FPB: 29.93
Banc of California (FRA:FPB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banc of California Pretax Margin % Related Terms
Banc of California Pretax Margin % Historical Data
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The historical data trend for Banc of California's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FPB vs SBCF, NIC, BOH: Pretax Margin % Comparison
For the Banks - Regional subindustry, Banc of California's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banc of California Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banc of California's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banc of California's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banc of California (FRA:FPB) has a Pretax Margin % of 33.88% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banc of California and its competitors. This is 111% above median its historical median of 16.08. According to the industry distribution chart, Banc of California ranks #965 out of 1527 companies in the Banks industry, placing it in the top 63.2%.
Is Banc of California's Pretax Margin % too high?
Banc of California's current Pretax Margin % of 33.88% is 111% above median its 10-year median of 16.08. The Banks industry median Pretax Margin % is 34.88. Banc of California's value of 33.88% is 2.9% below this industry median. Based on the distribution chart, Banc of California ranks #965 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Banc of California has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Pretax Margin % compare to SBCF and NIC?
According to the Banks industry distribution chart, Banc of California ranks #965 out of 1527 companies for Pretax Margin %. This places Banc of California in the lower half of its industry. The industry median Pretax Margin % is 34.88. Banc of California's value of 33.88% is 2.9% below this benchmark. While the company's 10-year median is 16.08 vs. the industry median of 34.88, Banc of California has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banc of California's current Pretax Margin % of 33.88% is 2.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banc of California and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banc of California's current Pretax Margin % is 33.88%, which is 111% above median its own 10-year median of 16.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Fairly Valued. The stock's GF Value™ is €16.67, compared to a current price of €18.18 — trading 9% above its estimated fair value. The current Pretax Margin % is 33.88%, which is 111% above median its 10-year median of 16.08 and 2.9% below the Banks industry median of 34.88. Banc of California's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current Pretax Margin % is 33.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banc of California (FRA:FPB) Overvalued in 2026?
Based on GuruFocus' analysis, Banc of California stock appears to be overvalued.
The current stock price of €18.18 is trading 9% above its estimated GF Value™ of €16.67.
GuruFocus considers Banc of California to be Fairly Valued.
Key valuation signals for FRA:FPB:
Pretax Margin %: 33.88% (111% above median its 10-year median of 16.08)
GF Value™: €16.67 vs. price of €18.18 (9% above fair value)
Industry Position: 2.9% below the Banks median (#965 of 1527)
No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
65GF Score
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