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Banc of CaliforniaFRA:FPB -2.05%63 EV-to-OCF is 9.56 as of Aug. 10, 2026, which is 38% below its 10-year median of 15.43. GuruFocus rates FRA:FPB with a GF Score™ of 63/100 and a GF Value™ of €15.04 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Banc of California ranks worse than 76.85% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Banc of California's Enterprise Value is €3,193.0 Mil.
Banc of California's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €334.2 Mil. Therefore, Banc of California's EV-to-OCF for today is 9.56.
The historical rank and industry rank for Banc of California's EV-to-OCF or its related term are showing as below:
FRA:FPB'
s EV-to-OCF Range Over the Past 10 Years
Min: -16.87 Med: 15.43 Max: 89.3
Current: 12.72
During the past 13 years, the highest EV-to-OCF of Banc of California was 89.30. The lowest was -16.87. And the median was 15.43.
FRA:FPB's EV-to-OCF is ranked worse than 76.85% of 1499
companies
in the Banks industry
Industry Median: 4.08
vs FRA:FPB: 12.72
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banc of California (FRA:FPB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banc of California's PE Ratio (TTM) for today is calculated as:
Banc of California's share price for today is €16.215.
Banc of California's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.377.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banc of California EV-to-OCF Related Terms
Banc of California EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Banc of California's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banc of California's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banc of California EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Banc of California's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Banc of California's EV-to-OCF falls into.
Banc of California's current Enterprise Value is €3,193.0 Mil.
Banc of California's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €334.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banc of California (FRA:FPB) has a EV-to-OCF of 9.56 as of Aug. 10, 2026. This is 38% below median its historical median of 15.43. According to the industry distribution chart, Banc of California ranks #1152 out of 1499 companies in the Banks industry, placing it in the top 76.9%.
Is Banc of California's EV-to-OCF too high?
Banc of California's current EV-to-OCF of 9.56 is 38% below median its 10-year median of 15.43. The Banks industry median EV-to-OCF is 4.08. Banc of California's value of 9.56 is 134.3% above this industry median. Based on the distribution chart, Banc of California ranks #1152 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banc of California has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's EV-to-OCF compare to SBCF and BOH?
According to the Banks industry distribution chart, Banc of California ranks #1152 out of 1499 companies for EV-to-OCF. This places Banc of California in the lower half of its industry. The industry median EV-to-OCF is 4.08. Banc of California's value of 9.56 is 134.3% above this benchmark. While the company's 10-year median is 15.43 vs. the industry median of 4.08, Banc of California has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banc of California's current EV-to-OCF of 9.56 is 134.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banc of California's current EV-to-OCF is 9.56, which is 38% below median its own 10-year median of 15.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (FRA:FPB) is currently considered Fairly Valued. The stock's GF Value™ is €15.04, compared to a current price of €16.22 — trading 7.8% above its estimated fair value. The current EV-to-OCF is 9.56, which is 38% below median its 10-year median of 15.43 and 134.3% above the Banks industry median of 4.08. Banc of California's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Banc of California (FRA:FPB), the current EV-to-OCF is 9.56 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banc of California (FRA:FPB) Overvalued in 2026?
Based on GuruFocus' analysis, Banc of California stock appears to be overvalued.
The current stock price of €16.22 is trading 7.8% above its estimated GF Value™ of €15.04.
GuruFocus considers Banc of California to be Fairly Valued.
Key valuation signals for FRA:FPB:
EV-to-OCF: 9.56 (38% below median its 10-year median of 15.43)
GF Value™: €15.04 vs. price of €16.22 (7.8% above fair value)
Industry Position: 134.3% above the Banks median (#1152 of 1499)
No single metric tells the full story. See the FRA:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
63GF Score
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