M&G Creditome Investment TrustLSE:MGCI +1.98%40 Pretax Margin % is 92.96% as of Dec. 2025, which is 1% above its 10-year median of 92.48. GuruFocus rates LSE:MGCI with a GF Score™ of 40/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,570 Asset Management companies, M&G Creditome Investment Trust ranks better than 52.61% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
M&G Creditome Investment Trust Pretax Margin % Related Terms
M&G Creditome Investment Trust Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:MGCI vs BLK, BX, KKR: Pretax Margin % Comparison
For the Asset Management subindustry, M&G Creditome Investment Trust's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M&G Creditome Investment Trust Pretax Margin % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where M&G Creditome Investment Trust's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
M&G Creditome Investment Trust (LSE:MGCI) has a Pretax Margin % of 92.96% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on M&G Creditome Investment Trust and its competitors. This is near median its historical median of 92.48. Over the past decade, M&G Creditome Investment Trust's Pretax Margin % has ranged from 89.99 to 144.31. According to the industry distribution chart, M&G Creditome Investment Trust ranks #744 out of 1570 companies in the Asset Management industry, placing it in the top 47.4%.
Is M&G Creditome Investment Trust's Pretax Margin % too high?
M&G Creditome Investment Trust's current Pretax Margin % of 92.96% is near median its 10-year median of 92.48. Over the past 10 years, this metric has ranged from a low of 89.99 to a high of 144.31. The Asset Management industry median Pretax Margin % is 89.62. M&G Creditome Investment Trust's value of 92.96% is 3.7% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #744 out of 1570 companies in the Asset Management industry, which is above the industry midpoint. Overall, M&G Creditome Investment Trust has a GF Score™ of 40/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's Pretax Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #744 out of 1570 companies for Pretax Margin %. This puts M&G Creditome Investment Trust in the upper half of its industry. The industry median Pretax Margin % is 89.62. M&G Creditome Investment Trust's value of 92.96% is 3.7% above this benchmark. Historically, M&G Creditome Investment Trust's own Pretax Margin % has ranged from 89.99 to 144.31 over the past decade. While the company's 10-year median is 92.48 vs. the industry median of 89.62, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Asset Management company?
The median Pretax Margin % among Asset Management companies is 89.62, based on 1,570 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current Pretax Margin % of 92.96% is 3.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median Pretax Margin % is 89.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current Pretax Margin % is 92.96%, which is near median its own 10-year median of 92.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.93 — trading 20.5% above its estimated fair value. The current Pretax Margin % is 92.96%, which is near median its 10-year median of 92.48 and 3.7% above the Asset Management industry median of 89.62. M&G Creditome Investment Trust's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current Pretax Margin % is 92.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?
Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued.
The current stock price of £0.93 is trading 20.5% above its estimated GF Value™ of £0.77.
GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.
Key valuation signals for LSE:MGCI:
Pretax Margin %: 92.96% (near median its 10-year median of 92.48)
GF Value™: £0.77 vs. price of £0.93 (20.5% above fair value)
Industry Position: 3.7% above the Asset Management median (#744 of 1570)
No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M&G Creditome Investment Trust Business Description
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
40GF Score
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