M&G Creditome Investment Trust (LSE:MGCI) Scaled Net Operating Assets: 1.05 (As of Dec. 2025)


LSE:MGCI M&G Credit Income Investment Trust PLC LSE:MGCI
30 GF Score
Price £0.93
GF Value £0.77
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is M&G Creditome Investment Trust Scaled Net Operating Assets?

M&G Creditome Investment Trust LSE:MGCI +1.98% 30 Scaled Net Operating Assets is 1.05 as of Dec. 2025. GuruFocus rates LSE:MGCI with a GF Score™ of 30/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

M&G Creditome Investment Trust's operating assets for the quarter that ended in Dec. 2025 was £181.82 Mil. M&G Creditome Investment Trust's operating liabilities for the quarter that ended in Dec. 2025 was £2.50 Mil. M&G Creditome Investment Trust's Total Assets for the quarter that ended in Jun. 2025 was £170.66 Mil. Therefore, M&G Creditome Investment Trust's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 1.05.

LSE:MGCI
30GF Score
M&G Credit Income Investment Trust PLC LSE:MGCI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M&G Creditome Investment Trust Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

M&G Creditome Investment Trust's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(181.815-2.501)/140.873
=1.27

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=188.268 - 6.453
=181.815

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2.501 - 0 - 0
=2.501

M&G Creditome Investment Trust's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(181.815-2.501)/170.659
=1.05

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=188.268 - 6.453
=181.815

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2.501 - 0 - 0
=2.501

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 1.05 mean?
M&G Creditome Investment Trust (LSE:MGCI) has a Scaled Net Operating Assets of 1.05 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on M&G Creditome Investment Trust and its competitors.
Is M&G Creditome Investment Trust's Scaled Net Operating Assets too high?
M&G Creditome Investment Trust's current Scaled Net Operating Assets is 1.05. Overall, M&G Creditome Investment Trust has a GF Score™ of 30/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's Scaled Net Operating Assets compare to BLK and BX?
M&G Creditome Investment Trust's Scaled Net Operating Assets of 1.05 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Asset Management company?
A good Scaled Net Operating Assets depends on the Asset Management industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on M&G Creditome Investment Trust and its competitors. M&G Creditome Investment Trust's current Scaled Net Operating Assets is 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.93 — trading 20.5% above its estimated fair value. The current Scaled Net Operating Assets is 1.05. M&G Creditome Investment Trust's overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current Scaled Net Operating Assets is 1.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?

Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued. The current stock price of £0.93 is trading 20.5% above its estimated GF Value™ of £0.77. GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.

Key valuation signals for LSE:MGCI:

  • Scaled Net Operating Assets: 1.05
  • GF Value™: £0.77 vs. price of £0.93 (20.5% above fair value)
  • GF Score™: 30/100 with 6 warning signs

No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M&G Creditome Investment Trust Business Description

Address 51 Lime Street, 19th Floor, London, ENG, EC3M 7DQ
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
30GF Score

Get the complete analysis for LSE:MGCI

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.93
Price
£0.77
GF Value