M&G Creditome Investment Trust (LSE:MGCI) Book Value per Share: £0.93 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:MGCI M&G Credit Income Investment Trust PLC LSE:MGCI
33 GF Score
Price £0.91
GF Value £0.77
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is M&G Creditome Investment Trust Book Value per Share?

M&G Creditome Investment Trust LSE:MGCI 33 Book Value per Share is £0.93 as of Dec. 2025. GuruFocus rates LSE:MGCI with a GF Score™ of 33/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review.

M&G Creditome Investment Trust's book value per share for the quarter that ended in Dec. 2025 was £0.93.

During the past 12 months, M&G Creditome Investment Trust's average Book Value Per Share Growth Rate was -2.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -0.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of M&G Creditome Investment Trust was -0.70% per year. The lowest was -2.20% per year. And the median was -1.90% per year.

M&G Creditome Investment Trust's current price is £0.914. Its book value per share for the quarter that ended in Dec. 2025 was £0.93. Hence, today's PB Ratio of M&G Creditome Investment Trust is 0.98.

During the past 7 years, the highest P/B Ratio of M&G Creditome Investment Trust was 1.03. The lowest was 0.85. And the median was 0.98.


M&G Creditome Investment Trust  (LSE:MGCI) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


M&G Creditome Investment Trust Book Value per Share Related Terms


M&G Creditome Investment Trust Book Value per Share Historical Data

* Premium members only.

The historical data trend for M&G Creditome Investment Trust's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Creditome Investment Trust Book Value per Share Chart

M&G Creditome Investment Trust Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial 1.01 0.95 0.96 0.95 0.93

M&G Creditome Investment Trust Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.96 0.95 0.94 0.93

LSE:MGCI vs BLK, BX, KKR: Book Value per Share Comparison

For the Asset Management subindustry, M&G Creditome Investment Trust's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G Creditome Investment Trust PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's PB Ratio distribution charts can be found below:

* The bar in red indicates where M&G Creditome Investment Trust's PB Ratio falls into.


LSE:MGCI
33GF Score
M&G Credit Income Investment Trust PLC LSE:MGCI
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M&G Creditome Investment Trust Book Value per Share Calculation

M&G Creditome Investment Trust's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(185.77-0.00)/199.94
=0.93

M&G Creditome Investment Trust's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(185.77-0.00)/199.94
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of £0.93 mean?
M&G Creditome Investment Trust (LSE:MGCI) has a Book Value per Share of £0.93 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on M&G Creditome Investment Trust and its competitors.
Is M&G Creditome Investment Trust's Book Value per Share too high?
M&G Creditome Investment Trust's current Book Value per Share is £0.93. Overall, M&G Creditome Investment Trust has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's Book Value per Share compare to BLK and BX?
M&G Creditome Investment Trust's Book Value per Share of £0.93 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Asset Management company?
A good Book Value per Share depends on the Asset Management industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on M&G Creditome Investment Trust and its competitors. M&G Creditome Investment Trust's current Book Value per Share is £0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.91 — trading 18.7% above its estimated fair value. The current Book Value per Share is £0.93. M&G Creditome Investment Trust's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current Book Value per Share is £0.93 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?

Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued. The current stock price of £0.91 is trading 18.7% above its estimated GF Value™ of £0.77. GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.

Key valuation signals for LSE:MGCI:

  • Book Value per Share: £0.93
  • GF Value™: £0.77 vs. price of £0.91 (18.7% above fair value)
  • GF Score™: 33/100 with 6 warning signs

No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Creditome Investment Trust Business Description

Address 51 Lime Street, 19th Floor, London, ENG, EC3M 7DQ
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
33GF Score

Get the complete analysis for LSE:MGCI

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.91
Price
£0.77
GF Value