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M&G Creditome Investment TrustLSE:MGCI +0.11%33 PB Ratio is 1.01 as of Jul. 22, 2026, which is 3% above its 10-year median of 0.98. GuruFocus rates LSE:MGCI with a GF Score™ of 33/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,602 Asset Management companies, M&G Creditome Investment Trust ranks worse than 58.18% on this metric.
The historical rank and industry rank for M&G Creditome Investment Trust's PB Ratio or its related term are showing as below:
LSE:MGCI'
s PB Ratio Range Over the Past 10 Years
Min: 0.85 Med: 0.98 Max: 1.03
Current: 1
During the past 7 years, M&G Creditome Investment Trust's highest PB Ratio was 1.03. The lowest was 0.85. And the median was 0.98.
LSE:MGCI's PB Ratio is ranked worse than 58.18% of 1602
companies
in the Asset Management industry
Industry Median: 0.96
vs LSE:MGCI: 1.00
During the past 12 months, M&G Creditome Investment Trust's average Book Value Per Share Growth Rate was -2.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.80% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of M&G Creditome Investment Trust was -0.70% per year. The lowest was -2.20% per year. And the median was -1.90% per year.
Back to Basics: PB Ratio
M&G Creditome Investment Trust (LSE:MGCI) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
M&G Creditome Investment Trust PB Ratio Related Terms
M&G Creditome Investment Trust PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, M&G Creditome Investment Trust's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M&G Creditome Investment Trust PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's PB Ratio distribution charts can be found below:
* The bar in red indicates where M&G Creditome Investment Trust's PB Ratio falls into.
M&G Creditome Investment Trust PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
M&G Creditome Investment Trust (LSE:MGCI) has a PB Ratio of 1.01 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on M&G Creditome Investment Trust and its competitors. This is near median its historical median of 0.98. Over the past decade, M&G Creditome Investment Trust's PB Ratio has ranged from 0.85 to 1.03. According to the industry distribution chart, M&G Creditome Investment Trust ranks #932 out of 1602 companies in the Asset Management industry, placing it in the top 58.2%.
Is M&G Creditome Investment Trust's PB Ratio too high?
M&G Creditome Investment Trust's current PB Ratio of 1.01 is near median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 1.03. The Asset Management industry median PB Ratio is 0.96. M&G Creditome Investment Trust's value of 1.01 is 5.2% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #932 out of 1602 companies in the Asset Management industry, which is below the industry midpoint. Overall, M&G Creditome Investment Trust has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #932 out of 1602 companies for PB Ratio. This places M&G Creditome Investment Trust in the lower half of its industry. The industry median PB Ratio is 0.96. M&G Creditome Investment Trust's value of 1.01 is 5.2% above this benchmark. Historically, M&G Creditome Investment Trust's own PB Ratio has ranged from 0.85 to 1.03 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 0.96, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,602 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current PB Ratio of 1.01 is 5.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current PB Ratio is 1.01, which is near median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.93 — trading 21.3% above its estimated fair value. The current PB Ratio is 1.01, which is near median its 10-year median of 0.98 and 5.2% above the Asset Management industry median of 0.96. M&G Creditome Investment Trust's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current PB Ratio is 1.01 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?
Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued.
The current stock price of £0.93 is trading 21.3% above its estimated GF Value™ of £0.77.
GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.
Key valuation signals for LSE:MGCI:
PB Ratio: 1.01 (near median its 10-year median of 0.98)
GF Value™: £0.77 vs. price of £0.93 (21.3% above fair value)
Industry Position: 5.2% above the Asset Management median (#932 of 1602)
No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M&G Creditome Investment Trust Business Description
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
33GF Score
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