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M&G Creditome Investment TrustLSE:MGCI 33 Return-on-Tangible-Asset is 6.59% as of Dec. 2025, which is 27% above its 10-year median of 5.20. GuruFocus rates LSE:MGCI with a GF Score™ of 33/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,637 Asset Management companies, M&G Creditome Investment Trust ranks better than 58.7% on this metric.
The historical rank and industry rank for M&G Creditome Investment Trust's Return-on-Tangible-Asset or its related term are showing as below:
LSE:MGCI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.78 Med: 5.2 Max: 9.38
Current: 6.23
During the past 7 years, M&G Creditome Investment Trust's highest Return-on-Tangible-Asset was 9.38%. The lowest was -1.78%. And the median was 5.20%.
LSE:MGCI's Return-on-Tangible-Asset is ranked better than 58.7% of 1637
companies
in the Asset Management industry
Industry Median: 4.33
vs LSE:MGCI: 6.23
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
M&G Creditome Investment Trust Return-on-Tangible-Asset Related Terms
M&G Creditome Investment Trust Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:MGCI vs BLK, BX, KKR: Return-on-Tangible-Asset Comparison
For the Asset Management subindustry, M&G Creditome Investment Trust's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M&G Creditome Investment Trust Return-on-Tangible-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where M&G Creditome Investment Trust's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 6.59% mean?
M&G Creditome Investment Trust (LSE:MGCI) has a Return-on-Tangible-Asset of 6.59% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on M&G Creditome Investment Trust and its competitors. This is 27% above median its historical median of 5.20. According to the industry distribution chart, M&G Creditome Investment Trust ranks #676 out of 1637 companies in the Asset Management industry, placing it in the top 41.3%.
Is M&G Creditome Investment Trust's Return-on-Tangible-Asset too high?
M&G Creditome Investment Trust's current Return-on-Tangible-Asset of 6.59% is 27% above median its 10-year median of 5.20. The Asset Management industry median Return-on-Tangible-Asset is 4.33. M&G Creditome Investment Trust's value of 6.59% is 52.2% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #676 out of 1637 companies in the Asset Management industry, which is above the industry midpoint. Overall, M&G Creditome Investment Trust has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's Return-on-Tangible-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #676 out of 1637 companies for Return-on-Tangible-Asset. This puts M&G Creditome Investment Trust in the upper half of its industry. The industry median Return-on-Tangible-Asset is 4.33. M&G Creditome Investment Trust's value of 6.59% is 52.2% above this benchmark. While the company's 10-year median is 5.20 vs. the industry median of 4.33, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.33, based on 1,637 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current Return-on-Tangible-Asset of 6.59% is 52.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current Return-on-Tangible-Asset is 6.59%, which is 27% above median its own 10-year median of 5.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.91 — trading 18.7% above its estimated fair value. The current Return-on-Tangible-Asset is 6.59%, which is 27% above median its 10-year median of 5.20 and 52.2% above the Asset Management industry median of 4.33. M&G Creditome Investment Trust's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current Return-on-Tangible-Asset is 6.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?
Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued.
The current stock price of £0.91 is trading 18.7% above its estimated GF Value™ of £0.77.
GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.
Key valuation signals for LSE:MGCI:
Return-on-Tangible-Asset: 6.59% (27% above median its 10-year median of 5.20)
GF Value™: £0.77 vs. price of £0.91 (18.7% above fair value)
Industry Position: 52.2% above the Asset Management median (#676 of 1637)
No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
33GF Score
Get the complete analysis for LSE:MGCI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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