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M&G Creditome Investment TrustLSE:MGCI +0.22%33 5-Year Yield-on-Cost % is 18.93 as of Aug. 05, 2026, which is 50% above its 10-year median of 12.58. GuruFocus rates LSE:MGCI with a GF Score™ of 33/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,112 Asset Management companies, M&G Creditome Investment Trust ranks better than 92.81% on this metric.
The historical rank and industry rank for M&G Creditome Investment Trust's 5-Year Yield-on-Cost % or its related term are showing as below:
LSE:MGCI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 9.59 Med: 12.58 Max: 22.09
Current: 18.93
During the past 7 years, M&G Creditome Investment Trust's highest Yield on Cost was 22.09. The lowest was 9.59. And the median was 12.58.
LSE:MGCI's 5-Year Yield-on-Cost % is ranked better than 92.81% of 1112
companies
in the Asset Management industry
Industry Median: 6.48
vs LSE:MGCI: 18.93
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
M&G Creditome Investment Trust 5-Year Yield-on-Cost % Related Terms
LSE:MGCI vs BLK, BX, KKR: 5-Year Yield-on-Cost % Comparison
For the Asset Management subindustry, M&G Creditome Investment Trust's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M&G Creditome Investment Trust 5-Year Yield-on-Cost % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where M&G Creditome Investment Trust's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
M&G Creditome Investment Trust (LSE:MGCI) has a 5-Year Yield-on-Cost % of 18.93 as of Aug. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on M&G Creditome Investment Trust and its competitors. This is 50% above median its historical median of 12.58. Over the past decade, M&G Creditome Investment Trust's 5-Year Yield-on-Cost % has ranged from 9.59 to 22.09. According to the industry distribution chart, M&G Creditome Investment Trust ranks #80 out of 1112 companies in the Asset Management industry, placing it in the top 7.2%.
Is M&G Creditome Investment Trust's 5-Year Yield-on-Cost % too high?
M&G Creditome Investment Trust's current 5-Year Yield-on-Cost % of 18.93 is 50% above median its 10-year median of 12.58. Over the past 10 years, this metric has ranged from a low of 9.59 to a high of 22.09. The Asset Management industry median 5-Year Yield-on-Cost % is 6.48. M&G Creditome Investment Trust's value of 18.93 is 192.1% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #80 out of 1112 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, M&G Creditome Investment Trust has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's 5-Year Yield-on-Cost % compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #80 out of 1112 companies for 5-Year Yield-on-Cost %. This places M&G Creditome Investment Trust in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 6.48. M&G Creditome Investment Trust's value of 18.93 is 192.1% above this benchmark. Historically, M&G Creditome Investment Trust's own 5-Year Yield-on-Cost % has ranged from 9.59 to 22.09 over the past decade. While the company's 10-year median is 12.58 vs. the industry median of 6.48, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Asset Management company?
The median 5-Year Yield-on-Cost % among Asset Management companies is 6.48, based on 1,112 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current 5-Year Yield-on-Cost % of 18.93 is 192.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median 5-Year Yield-on-Cost % is 6.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current 5-Year Yield-on-Cost % is 18.93, which is 50% above median its own 10-year median of 12.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.92 — trading 19% above its estimated fair value. The current 5-Year Yield-on-Cost % is 18.93, which is 50% above median its 10-year median of 12.58 and 192.1% above the Asset Management industry median of 6.48. M&G Creditome Investment Trust's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current 5-Year Yield-on-Cost % is 18.93 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?
Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued.
The current stock price of £0.92 is trading 19% above its estimated GF Value™ of £0.77.
GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.
Key valuation signals for LSE:MGCI:
5-Year Yield-on-Cost %: 18.93 (50% above median its 10-year median of 12.58)
GF Value™: £0.77 vs. price of £0.92 (19% above fair value)
Industry Position: 192.1% above the Asset Management median (#80 of 1112)
No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
33GF Score
Get the complete analysis for LSE:MGCI
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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