M&G Creditome Investment Trust (LSE:MGCI) PE Ratio (TTM): 15.90 (As of Jul. 19, 2026) — Near Median

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LSE:MGCI M&G Credit Income Investment Trust PLC LSE:MGCI
30 GF Score
Price £0.94
GF Value £0.77
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is M&G Creditome Investment Trust PE Ratio (TTM)?

M&G Creditome Investment Trust LSE:MGCI +0.86% 30 PE Ratio (TTM) is 15.90 as of Jul. 19, 2026, which is 2% above its 10-year median of 15.66. GuruFocus rates LSE:MGCI with a GF Score™ of 30/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,201 Asset Management companies, M&G Creditome Investment Trust ranks worse than 65.28% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-19), M&G Creditome Investment Trust's share price is £0.938. M&G Creditome Investment Trust's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06. Therefore, M&G Creditome Investment Trust's PE Ratio (TTM) for today is 15.90.

Warning Sign:

M&G Credit Income Investment Trust PLC stock PE Ratio (=15.9) is close to 3-year high of 16.1.


The historical rank and industry rank for M&G Creditome Investment Trust's PE Ratio (TTM) or its related term are showing as below:

LSE:MGCI' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 9.57   Med: 15.66   Max: 24.17
Current: 15.9


During the past 7 years, the highest PE Ratio (TTM) of M&G Creditome Investment Trust was 24.17. The lowest was 9.57. And the median was 15.66.


LSE:MGCI's PE Ratio (TTM) is ranked worse than
65.28% of 1201 companies
in the Asset Management industry
Industry Median: 11.43 vs LSE:MGCI: 15.90

M&G Creditome Investment Trust's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was £0.03. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.

As of today (2026-07-19), M&G Creditome Investment Trust's share price is £0.938. M&G Creditome Investment Trust's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06. Therefore, M&G Creditome Investment Trust's PE Ratio without NRI for today is 15.90.

During the past 7 years, M&G Creditome Investment Trust's highest PE Ratio without NRI was 24.17. The lowest was 9.57. And the median was 15.66.

M&G Creditome Investment Trust's EPS without NRI for the six months ended in Dec. 2025 was £0.03. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.

During the past 12 months, M&G Creditome Investment Trust's average EPS without NRI Growth Rate was -21.30% per year.

During the past 7 years, M&G Creditome Investment Trust's highest 3-Year average EPS without NRI Growth Rate was 30.80% per year. The lowest was 21.30% per year. And the median was 26.05% per year.

M&G Creditome Investment Trust's EPS (Basic) for the six months ended in Dec. 2025 was £0.03. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.


M&G Creditome Investment Trust  (LSE:MGCI) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


M&G Creditome Investment Trust PE Ratio (TTM) Related Terms


M&G Creditome Investment Trust PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for M&G Creditome Investment Trust's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Creditome Investment Trust PE Ratio (TTM) Chart

M&G Creditome Investment Trust Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial 23.69 At Loss 9.72 12.88 16.14

M&G Creditome Investment Trust Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.72 At Loss 12.88 At Loss 16.14

LSE:MGCI vs BLK, BX, KKR: PE Ratio (TTM) Comparison

For the Asset Management subindustry, M&G Creditome Investment Trust's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G Creditome Investment Trust PE Ratio (TTM) vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where M&G Creditome Investment Trust's PE Ratio (TTM) falls into.


LSE:MGCI
30GF Score
M&G Credit Income Investment Trust PLC LSE:MGCI
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M&G Creditome Investment Trust PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

M&G Creditome Investment Trust's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=0.938/0.059
=15.90

M&G Creditome Investment Trust's Share Price of today is £0.938.
For company reported semi-annually, M&G Creditome Investment Trust's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.06.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 15.90 mean?
M&G Creditome Investment Trust (LSE:MGCI) has a PE Ratio (TTM) of 15.90 as of Jul. 19, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on M&G Creditome Investment Trust and its competitors. This is near median its historical median of 15.66. Over the past decade, M&G Creditome Investment Trust's PE Ratio (TTM) has ranged from 9.57 to 24.17. According to the industry distribution chart, M&G Creditome Investment Trust ranks #784 out of 1201 companies in the Asset Management industry, placing it in the top 65.3%.
Is M&G Creditome Investment Trust's PE Ratio (TTM) too high?
M&G Creditome Investment Trust's current PE Ratio (TTM) of 15.90 is near median its 10-year median of 15.66. Over the past 10 years, this metric has ranged from a low of 9.57 to a high of 24.17. The Asset Management industry median PE Ratio (TTM) is 11.43. M&G Creditome Investment Trust's value of 15.90 is 39.1% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #784 out of 1201 companies in the Asset Management industry, which is below the industry midpoint. Overall, M&G Creditome Investment Trust has a GF Score™ of 30/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's PE Ratio (TTM) compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #784 out of 1201 companies for PE Ratio (TTM). This places M&G Creditome Investment Trust in the lower half of its industry. The industry median PE Ratio (TTM) is 11.43. M&G Creditome Investment Trust's value of 15.90 is 39.1% above this benchmark. Historically, M&G Creditome Investment Trust's own PE Ratio (TTM) has ranged from 9.57 to 24.17 over the past decade. While the company's 10-year median is 15.66 vs. the industry median of 11.43, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Asset Management company?
The median PE Ratio (TTM) among Asset Management companies is 11.43, based on 1,201 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current PE Ratio (TTM) of 15.90 is 39.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median PE Ratio (TTM) is 11.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current PE Ratio (TTM) is 15.90, which is near median its own 10-year median of 15.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.94 — trading 21.8% above its estimated fair value. The current PE Ratio (TTM) is 15.90, which is near median its 10-year median of 15.66 and 39.1% above the Asset Management industry median of 11.43. M&G Creditome Investment Trust's overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current PE Ratio (TTM) is 15.90 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?

Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued. The current stock price of £0.94 is trading 21.8% above its estimated GF Value™ of £0.77. GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.

Key valuation signals for LSE:MGCI:

  • PE Ratio (TTM): 15.90 (near median its 10-year median of 15.66)
  • GF Value™: £0.77 vs. price of £0.94 (21.8% above fair value)
  • GF Score™: 30/100 with 6 warning signs
  • Industry Position: 39.1% above the Asset Management median (#784 of 1201)

No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Creditome Investment Trust Business Description

Address 51 Lime Street, 19th Floor, London, ENG, EC3M 7DQ
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
30GF Score

Get the complete analysis for LSE:MGCI

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.94
Price
£0.77
GF Value