M&G Creditome Investment Trust (LSE:MGCI) PS Ratio: 14.89 (As of Jul. 19, 2026) — Near Median

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LSE:MGCI M&G Credit Income Investment Trust PLC LSE:MGCI
30 GF Score
Price £0.94
GF Value £0.77
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is M&G Creditome Investment Trust PS Ratio?

M&G Creditome Investment Trust LSE:MGCI +0.86% 30 PS Ratio is 14.89 as of Jul. 19, 2026, which is 3% above its 10-year median of 14.44. GuruFocus rates LSE:MGCI with a GF Score™ of 30/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,411 Asset Management companies, M&G Creditome Investment Trust ranks worse than 73.64% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, M&G Creditome Investment Trust's share price is £0.938. M&G Creditome Investment Trust's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06. Hence, M&G Creditome Investment Trust's PS Ratio for today is 14.89.

Warning Sign:

M&G Credit Income Investment Trust PLC stock PS Ratio (=14.66) is close to 3-year high of 14.84.

The historical rank and industry rank for M&G Creditome Investment Trust's PS Ratio or its related term are showing as below:

LSE:MGCI' s PS Ratio Range Over the Past 10 Years
Min: 9   Med: 14.44   Max: 22.22
Current: 14.89

During the past 7 years, M&G Creditome Investment Trust's highest PS Ratio was 22.22. The lowest was 9.00. And the median was 14.44.

LSE:MGCI's PS Ratio is ranked worse than
73.64% of 1411 companies
in the Asset Management industry
Industry Median: 7.24 vs LSE:MGCI: 14.89

M&G Creditome Investment Trust's Revenue per Sharefor the six months ended in Dec. 2025 was £0.03. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.

Warning Sign:

M&G Credit Income Investment Trust PLC revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of M&G Creditome Investment Trust was -20.00% per year.

During the past 7 years, M&G Creditome Investment Trust's highest 3-Year average Revenue per Share Growth Rate was 30.50% per year. The lowest was 19.40% per year. And the median was 24.95% per year.

Back to Basics: PS Ratio


M&G Creditome Investment Trust  (LSE:MGCI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


M&G Creditome Investment Trust PS Ratio Related Terms


M&G Creditome Investment Trust PS Ratio Historical Data

* Premium members only.

The historical data trend for M&G Creditome Investment Trust's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Creditome Investment Trust PS Ratio Chart

M&G Creditome Investment Trust Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial 21.17 0.00 9.14 12.08 14.88

M&G Creditome Investment Trust Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.14 0.00 12.08 0.00 14.88

LSE:MGCI vs BLK, BX, KKR: PS Ratio Comparison

For the Asset Management subindustry, M&G Creditome Investment Trust's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G Creditome Investment Trust PS Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's PS Ratio distribution charts can be found below:

* The bar in red indicates where M&G Creditome Investment Trust's PS Ratio falls into.


LSE:MGCI
30GF Score
M&G Credit Income Investment Trust PLC LSE:MGCI
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M&G Creditome Investment Trust PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

M&G Creditome Investment Trust's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.938/0.063
=14.89

M&G Creditome Investment Trust's Share Price of today is £0.938.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. M&G Creditome Investment Trust's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 14.89 mean?
M&G Creditome Investment Trust (LSE:MGCI) has a PS Ratio of 14.89 as of Jul. 19, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on M&G Creditome Investment Trust and its competitors. This is near median its historical median of 14.44. Over the past decade, M&G Creditome Investment Trust's PS Ratio has ranged from 9.00 to 22.22. According to the industry distribution chart, M&G Creditome Investment Trust ranks #1039 out of 1411 companies in the Asset Management industry, placing it in the top 73.6%.
Is M&G Creditome Investment Trust's PS Ratio too high?
M&G Creditome Investment Trust's current PS Ratio of 14.89 is near median its 10-year median of 14.44. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 22.22. The Asset Management industry median PS Ratio is 7.24. M&G Creditome Investment Trust's value of 14.89 is 105.7% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #1039 out of 1411 companies in the Asset Management industry, which is below the industry midpoint. Overall, M&G Creditome Investment Trust has a GF Score™ of 30/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's PS Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #1039 out of 1411 companies for PS Ratio. This places M&G Creditome Investment Trust in the lower half of its industry. The industry median PS Ratio is 7.24. M&G Creditome Investment Trust's value of 14.89 is 105.7% above this benchmark. Historically, M&G Creditome Investment Trust's own PS Ratio has ranged from 9.00 to 22.22 over the past decade. While the company's 10-year median is 14.44 vs. the industry median of 7.24, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Asset Management company?
The median PS Ratio among Asset Management companies is 7.24, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current PS Ratio of 14.89 is 105.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median PS Ratio is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current PS Ratio is 14.89, which is near median its own 10-year median of 14.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.94 — trading 21.8% above its estimated fair value. The current PS Ratio is 14.89, which is near median its 10-year median of 14.44 and 105.7% above the Asset Management industry median of 7.24. M&G Creditome Investment Trust's overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current PS Ratio is 14.89 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?

Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued. The current stock price of £0.94 is trading 21.8% above its estimated GF Value™ of £0.77. GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.

Key valuation signals for LSE:MGCI:

  • PS Ratio: 14.89 (near median its 10-year median of 14.44)
  • GF Value™: £0.77 vs. price of £0.94 (21.8% above fair value)
  • GF Score™: 30/100 with 6 warning signs
  • Industry Position: 105.7% above the Asset Management median (#1039 of 1411)

No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Creditome Investment Trust Business Description

Address 51 Lime Street, 19th Floor, London, ENG, EC3M 7DQ
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
30GF Score

Get the complete analysis for LSE:MGCI

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.94
Price
£0.77
GF Value