M&G Creditome Investment Trust (LSE:MGCI) Net Margin %: 92.96% (As of Dec. 2025) — Near Median


LSE:MGCI M&G Credit Income Investment Trust PLC LSE:MGCI
40 GF Score
Price £0.93
GF Value £0.77
Valuation Modestly Overvalued
! 6 Warning Signs
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What is M&G Creditome Investment Trust Net Margin %?

M&G Creditome Investment Trust LSE:MGCI +0.43% 40 Net Margin % is 92.96% as of Dec. 2025, which is 1% above its 10-year median of 92.48. GuruFocus rates LSE:MGCI with a GF Score™ of 40/100 and a GF Value™ of £0.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,576 Asset Management companies, M&G Creditome Investment Trust ranks better than 56.28% on this metric.

Net margin is calculated as Net Income divided by its Revenue. M&G Creditome Investment Trust's Net Income for the six months ended in Dec. 2025 was £5.91 Mil. M&G Creditome Investment Trust's Revenue for the six months ended in Dec. 2025 was £6.36 Mil. Therefore, M&G Creditome Investment Trust's net margin for the quarter that ended in Dec. 2025 was 92.96%.

The historical rank and industry rank for M&G Creditome Investment Trust's Net Margin % or its related term are showing as below:

LSE:MGCI' s Net Margin % Range Over the Past 10 Years
Min: 89.99   Med: 92.48   Max: 144.31
Current: 92.18


LSE:MGCI's Net Margin % is ranked better than
56.28% of 1576 companies
in the Asset Management industry
Industry Median: 84.895 vs LSE:MGCI: 92.18

M&G Creditome Investment Trust  (LSE:MGCI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


M&G Creditome Investment Trust Net Margin % Related Terms


M&G Creditome Investment Trust Net Margin % Historical Data

* Premium members only.

The historical data trend for M&G Creditome Investment Trust's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Creditome Investment Trust Net Margin % Chart

M&G Creditome Investment Trust Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial 89.99 144.31 93.85 92.73 92.18

M&G Creditome Investment Trust Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 94.84 93.56 91.63 91.17 92.96

LSE:MGCI vs BLK, BX, KKR: Net Margin % Comparison

For the Asset Management subindustry, M&G Creditome Investment Trust's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G Creditome Investment Trust Net Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G Creditome Investment Trust's Net Margin % distribution charts can be found below:

* The bar in red indicates where M&G Creditome Investment Trust's Net Margin % falls into.


LSE:MGCI
40GF Score
M&G Credit Income Investment Trust PLC LSE:MGCI
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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M&G Creditome Investment Trust Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

M&G Creditome Investment Trust's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10.373/11.253
=92.18 %

M&G Creditome Investment Trust's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=5.913/6.361
=92.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 92.96% mean?
M&G Creditome Investment Trust (LSE:MGCI) has a Net Margin % of 92.96% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on M&G Creditome Investment Trust and its competitors. This is near median its historical median of 92.48. Over the past decade, M&G Creditome Investment Trust's Net Margin % has ranged from 89.99 to 144.31. According to the industry distribution chart, M&G Creditome Investment Trust ranks #689 out of 1576 companies in the Asset Management industry, placing it in the top 43.7%.
Is M&G Creditome Investment Trust's Net Margin % too high?
M&G Creditome Investment Trust's current Net Margin % of 92.96% is near median its 10-year median of 92.48. Over the past 10 years, this metric has ranged from a low of 89.99 to a high of 144.31. The Asset Management industry median Net Margin % is 84.90. M&G Creditome Investment Trust's value of 92.96% is 9.5% above this industry median. Based on the distribution chart, M&G Creditome Investment Trust ranks #689 out of 1576 companies in the Asset Management industry, which is above the industry midpoint. Overall, M&G Creditome Investment Trust has a GF Score™ of 40/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&G Creditome Investment Trust's Net Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G Creditome Investment Trust ranks #689 out of 1576 companies for Net Margin %. This puts M&G Creditome Investment Trust in the upper half of its industry. The industry median Net Margin % is 84.90. M&G Creditome Investment Trust's value of 92.96% is 9.5% above this benchmark. Historically, M&G Creditome Investment Trust's own Net Margin % has ranged from 89.99 to 144.31 over the past decade. While the company's 10-year median is 92.48 vs. the industry median of 84.90, M&G Creditome Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Asset Management company?
The median Net Margin % among Asset Management companies is 84.90, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G Creditome Investment Trust's current Net Margin % of 92.96% is 9.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on M&G Creditome Investment Trust and its competitors. For the Asset Management industry, the median Net Margin % is 84.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G Creditome Investment Trust's current Net Margin % is 92.96%, which is near median its own 10-year median of 92.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G Creditome Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, M&G Creditome Investment Trust (LSE:MGCI) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.77, compared to a current price of £0.93 — trading 20.5% above its estimated fair value. The current Net Margin % is 92.96%, which is near median its 10-year median of 92.48 and 9.5% above the Asset Management industry median of 84.90. M&G Creditome Investment Trust's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For M&G Creditome Investment Trust (LSE:MGCI), the current Net Margin % is 92.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G Creditome Investment Trust (LSE:MGCI) Overvalued in 2026?

Based on GuruFocus' analysis, M&G Creditome Investment Trust stock appears to be overvalued. The current stock price of £0.93 is trading 20.5% above its estimated GF Value™ of £0.77. GuruFocus considers M&G Creditome Investment Trust to be Modestly Overvalued.

Key valuation signals for LSE:MGCI:

  • Net Margin %: 92.96% (near median its 10-year median of 92.48)
  • GF Value™: £0.77 vs. price of £0.93 (20.5% above fair value)
  • GF Score™: 40/100 with 6 warning signs
  • Industry Position: 9.5% above the Asset Management median (#689 of 1576)

No single metric tells the full story. See the LSE:MGCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Creditome Investment Trust Business Description

Address 51 Lime Street, 19th Floor, London, ENG, EC3M 7DQ
M&G Credit Income Investment Trust PLC is an investment company. Its investment objective is to generate a regular and attractive level of income with low asset value volatility by investing in a diversified portfolio of public and private debt and debt-like instruments (Debt Instruments), a majority of which will be investment grade. Over the longer term, the company expects to be mainly invested in private debt instruments. The company's investment portfolio comprises asset-backed securities, loans, bonds, and other debt securities.
40GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.93
Price
£0.77
GF Value