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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banco Nacional de Credito CA's share price is VES450.00.
Banco Nacional de Credito CA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was VES56.55. Hence, Banco Nacional de Credito CA's PS Ratio for today is 7.96.
The historical rank and industry rank for Banco Nacional de Credito CA's PS Ratio or its related term are showing as below:
CAR:BNC'
s PS Ratio Range Over the Past 10 Years
Min: 0.01 Med: 4.04 Max: 44.35
Current: 7.96
During the past 13 years, Banco Nacional de Credito CA's highest PS Ratio was 44.35. The lowest was 0.01. And the median was 4.04.
CAR:BNC's PS Ratio is ranked worse than 95.65% of 1517
companies
in the Banks industry
Industry Median: 3.06
vs CAR:BNC: 7.96
During the past 13 years, Banco Nacional de Credito CA's highest 3-Year average Revenue per Share Growth Rate was 436.70% per year. The lowest was -96.30% per year. And the median was 114.90% per year.
Back to Basics: PS Ratio
Banco Nacional de Credito CA (CAR:BNC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banco Nacional de Credito CA PS Ratio Related Terms
Banco Nacional de Credito CA PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Nacional de Credito CA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Nacional de Credito CA PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's PS Ratio distribution charts can be found below:
* The bar in red indicates where Banco Nacional de Credito CA's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banco Nacional de Credito CA's Share Price of today is VES450.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banco Nacional de Credito CA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was VES56.55.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banco Nacional de Credito CA (CAR:BNC) has a PS Ratio of 7.96 as of Jul. 27, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Nacional de Credito CA and its competitors. This is 97% above median its historical median of 4.04. Over the past decade, Banco Nacional de Credito CA's PS Ratio has ranged from 0.01 to 44.35. According to the industry distribution chart, Banco Nacional de Credito CA ranks #1451 out of 1517 companies in the Banks industry, placing it in the top 95.6%.
Is Banco Nacional de Credito CA's PS Ratio too high?
Banco Nacional de Credito CA's current PS Ratio of 7.96 is 97% above median its 10-year median of 4.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 44.35. The Banks industry median PS Ratio is 3.06. Banco Nacional de Credito CA's value of 7.96 is 160.1% above this industry median. Based on the distribution chart, Banco Nacional de Credito CA ranks #1451 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Nacional de Credito CA has a GF Score™ of 92/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Nacional de Credito CA ranks #1451 out of 1517 companies for PS Ratio. This places Banco Nacional de Credito CA in the lower half of its industry. The industry median PS Ratio is 3.06. Banco Nacional de Credito CA's value of 7.96 is 160.1% above this benchmark. Historically, Banco Nacional de Credito CA's own PS Ratio has ranged from 0.01 to 44.35 over the past decade. While the company's 10-year median is 4.04 vs. the industry median of 3.06, Banco Nacional de Credito CA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Nacional de Credito CA's current PS Ratio of 7.96 is 160.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Nacional de Credito CA and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Nacional de Credito CA's current PS Ratio is 7.96, which is 97% above median its own 10-year median of 4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES232.77, compared to a current price of VES450.00 — trading 93.3% above its estimated fair value. The current PS Ratio is 7.96, which is 97% above median its 10-year median of 4.04 and 160.1% above the Banks industry median of 3.06. Banco Nacional de Credito CA's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current PS Ratio is 7.96 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued.
The current stock price of VES450.00 is trading 93.3% above its estimated GF Value™ of VES232.77.
GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.
Key valuation signals for CAR:BNC:
PS Ratio: 7.96 (97% above median its 10-year median of 4.04)
GF Value™: VES232.77 vs. price of VES450.00 (93.3% above fair value)
Industry Position: 160.1% above the Banks median (#1451 of 1517)
No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFrancisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
92GF Score
Get the complete analysis for CAR:BNC
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