Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Banco Nacional de Credito CA's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Banco Nacional de Credito CA's highest Yield on Cost was 99999999.99. The lowest was 0.17. And the median was 4.20.
CAR:BNC's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.84 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Banco Nacional de Credito CA (CAR:BNC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banco Nacional de Credito CA 5-Year Yield-on-Cost % Related Terms
CAR:BNC vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banco Nacional de Credito CA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Nacional de Credito CA 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banco Nacional de Credito CA's 5-Year Yield-on-Cost % falls into.
Banco Nacional de Credito CA 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banco Nacional de Credito CA (CAR:BNC) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco Nacional de Credito CA and its competitors. Over the past decade, Banco Nacional de Credito CA's 5-Year Yield-on-Cost % has ranged from 0.17 to 99,999,999.99. According to the industry distribution chart, Banco Nacional de Credito CA ranks #999999 out of 1251 companies in the Banks industry.
Is Banco Nacional de Credito CA's 5-Year Yield-on-Cost % too high?
Banco Nacional de Credito CA's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 99,999,999.99. Based on the distribution chart, Banco Nacional de Credito CA ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Nacional de Credito CA has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Nacional de Credito CA ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places Banco Nacional de Credito CA in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Historically, Banco Nacional de Credito CA's own 5-Year Yield-on-Cost % has ranged from 0.17 to 99,999,999.99 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco Nacional de Credito CA and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Nacional de Credito CA's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES70.77, compared to a current price of VES275.00 — trading 288.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Banco Nacional de Credito CA's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued.
The current stock price of VES275.00 is trading 288.6% above its estimated GF Value™ of VES70.77.
GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.
Key valuation signals for CAR:BNC:
5-Year Yield-on-Cost %: 0.00
GF Value™: VES70.77 vs. price of VES275.00 (288.6% above fair value)
No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFrancisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
86GF Score
Get the complete analysis for CAR:BNC
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAR:BNC has been successfully added to your 
