Banco Nacional de Credito CA (CAR:BNC) FCF Yield %: 9.88 (As of Jul. 05, 2026)


CAR:BNC Banco Nacional de Credito CA CAR:BNC
88 GF Score
Price VES515.00
GF Value VES230.14
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banco Nacional de Credito CA FCF Yield %?

Banco Nacional de Credito CA CAR:BNC -2.65% 88 FCF Yield % is 9.88 as of Jul. 05, 2026. GuruFocus rates CAR:BNC with a GF Score™ of 88/100 and a GF Value™ of VES230.14 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Banco Nacional de Credito CA ranks better than 57.98% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Banco Nacional de Credito CA's Trailing 12-Month Free Cash Flow is VES39,388 Mil, and Market Cap is VES398,486 Mil. Therefore, Banco Nacional de Credito CA's FCF Yield % for today is 9.88%.

The historical rank and industry rank for Banco Nacional de Credito CA's FCF Yield % or its related term are showing as below:

CAR:BNC' s FCF Yield % Range Over the Past 10 Years
Min: -555635.63   Med: -5.81   Max: 905677.24
Current: 9.88


During the past 13 years, the highest FCF Yield % of Banco Nacional de Credito CA was 905677.24%. The lowest was -555635.63%. And the median was -5.81%.

CAR:BNC's FCF Yield % is ranked better than
57.98% of 1504 companies
in the Banks industry
Industry Median: 8.1 vs CAR:BNC: 9.88

Banco Nacional de Credito CA's FCF Margin % for the quarter that ended in Dec. 2025 was 91.15%.


Banco Nacional de Credito CA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banco Nacional de Credito CA FCF Yield % Related Terms


Banco Nacional de Credito CA FCF Yield % Historical Data

* Premium members only.

The historical data trend for Banco Nacional de Credito CA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Nacional de Credito CA FCF Yield % Chart

Banco Nacional de Credito CA Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -23.10 -120.08 -7.48 -99.48 112.23

Banco Nacional de Credito CA Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -274.72 -51.98 -159.98 191.69 132.09

CAR:BNC vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Banco Nacional de Credito CA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Nacional de Credito CA FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Banco Nacional de Credito CA's FCF Yield % falls into.


CAR:BNC
88GF Score
Banco Nacional de Credito CA CAR:BNC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Nacional de Credito CA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Banco Nacional de Credito CA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=53067.265 / 47285.149914027
=112.23%

Banco Nacional de Credito CA's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=31230.299 * 2 / 47285.149914027
=132.09%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 9.88 mean?
Banco Nacional de Credito CA (CAR:BNC) has a FCF Yield % of 9.88 as of Jul. 05, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco Nacional de Credito CA and its competitors. According to the industry distribution chart, Banco Nacional de Credito CA ranks #632 out of 1504 companies in the Banks industry, placing it in the top 42%.
Is Banco Nacional de Credito CA's FCF Yield % too high?
Banco Nacional de Credito CA's current FCF Yield % is 9.88. The Banks industry median FCF Yield % is 8.10. Banco Nacional de Credito CA's value of 9.88 is 22% above this industry median. Based on the distribution chart, Banco Nacional de Credito CA ranks #632 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Nacional de Credito CA has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Nacional de Credito CA ranks #632 out of 1504 companies for FCF Yield %. This puts Banco Nacional de Credito CA in the upper half of its industry. The industry median FCF Yield % is 8.10. Banco Nacional de Credito CA's value of 9.88 is 22% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Nacional de Credito CA's current FCF Yield % of 9.88 is 22% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco Nacional de Credito CA and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Nacional de Credito CA's current FCF Yield % is 9.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES230.14, compared to a current price of VES515.00 — trading 123.8% above its estimated fair value. The current FCF Yield % is 9.88 and 22% above the Banks industry median of 8.10. Banco Nacional de Credito CA's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current FCF Yield % is 9.88 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued. The current stock price of VES515.00 is trading 123.8% above its estimated GF Value™ of VES230.14. GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.

Key valuation signals for CAR:BNC:

  • FCF Yield %: 9.88
  • GF Value™: VES230.14 vs. price of VES515.00 (123.8% above fair value)
  • GF Score™: 88/100 with 2 warning signs
  • Industry Position: 22% above the Banks median (#632 of 1504)

No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Nacional de Credito CA Business Description

Address Francisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
88GF Score

Get the complete analysis for CAR:BNC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES515.00
Price
VES230.14
GF Value