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Banco Nacional de Credito CA has the GF Score of 92, which implies that the company
might have
Highest outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Banco Nacional de Credito CA
might have
Highest outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Banco Nacional de Credito CA (CAR:BNC) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Banco Nacional de Credito CA GF Score Related Terms
CAR:BNC vs PNC, USB: GF Score Comparison
For the Banks - Regional subindustry, Banco Nacional de Credito CA's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Nacional de Credito CA GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's GF Score distribution charts can be found below:
* The bar in red indicates where Banco Nacional de Credito CA's GF Score falls into.
Banco Nacional de Credito CA (CAR:BNC) has a GF Score of 92 as of Jul. 22, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banco Nacional de Credito CA and its competitors. This is 12% above median its historical median of 82.00. Over the past decade, Banco Nacional de Credito CA's GF Score has ranged from 3.00 to 100.00.
Is Banco Nacional de Credito CA's GF Score too high?
Banco Nacional de Credito CA's current GF Score of 92 is 12% above median its 10-year median of 82.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 100.00. Overall, Banco Nacional de Credito CA has a GF Score™ of 92/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's GF Score compare to PNC and USB?
Banco Nacional de Credito CA's GF Score of 92 can be compared against companies in the Banks industry. Historically, Banco Nacional de Credito CA's own GF Score has ranged from 3.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banco Nacional de Credito CA and its competitors. Banco Nacional de Credito CA's current GF Score is 92, which is 12% above median its own 10-year median of 82.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES232.20, compared to a current price of VES437.00 — trading 88.2% above its estimated fair value. The current GF Score is 92, which is 12% above median its 10-year median of 82.00. Banco Nacional de Credito CA's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current GF Score is 92 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued.
The current stock price of VES437.00 is trading 88.2% above its estimated GF Value™ of VES232.20.
GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.
Key valuation signals for CAR:BNC:
GF Score: 92 (12% above median its 10-year median of 82.00)
GF Value™: VES232.20 vs. price of VES437.00 (88.2% above fair value)
No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFrancisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
92GF Score
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