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During the past 12 months, Banco Nacional de Credito CA's average Book Value Per Share Growth Rate was 276.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 57.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -65.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Nacional de Credito CA was 415.90% per year. The lowest was -96.90% per year. And the median was 57.30% per year.
Banco Nacional de Credito CA (CAR:BNC) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Banco Nacional de Credito CA Book Value per Share Related Terms
Banco Nacional de Credito CA Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Nacional de Credito CA Book Value per Share Chart
CAR:BNC vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, Banco Nacional de Credito CA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Nacional de Credito CA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Nacional de Credito CA's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Book Value per Share of VES27.92 mean?
Banco Nacional de Credito CA (CAR:BNC) has a Book Value per Share of VES27.92 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Banco Nacional de Credito CA and its competitors.
Is Banco Nacional de Credito CA's Book Value per Share too high?
Banco Nacional de Credito CA's current Book Value per Share is VES27.92. Overall, Banco Nacional de Credito CA has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's Book Value per Share compare to PNC and USB?
Banco Nacional de Credito CA's Book Value per Share of VES27.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Banco Nacional de Credito CA and its competitors. Banco Nacional de Credito CA's current Book Value per Share is VES27.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES70.67, compared to a current price of VES268.89 — trading 280.5% above its estimated fair value. The current Book Value per Share is VES27.92. Banco Nacional de Credito CA's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current Book Value per Share is VES27.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued.
The current stock price of VES268.89 is trading 280.5% above its estimated GF Value™ of VES70.67.
GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.
Key valuation signals for CAR:BNC:
Book Value per Share: VES27.92
GF Value™: VES70.67 vs. price of VES268.89 (280.5% above fair value)
No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFrancisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
86GF Score
Get the complete analysis for CAR:BNC
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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