Banco Nacional de Credito CA (CAR:BNC) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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CAR:BNC Banco Nacional de Credito CA CAR:BNC
90 GF Score
Price VES574.84
GF Value VES234.95
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Banco Nacional de Credito CA ROC (Joel Greenblatt) %?

Banco Nacional de Credito CA CAR:BNC +20.64% 90 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates CAR:BNC with a GF Score™ of 90/100 and a GF Value™ of VES234.95 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Banco Nacional de Credito CA ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CAR:BNC
90GF Score
Banco Nacional de Credito CA CAR:BNC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Banco Nacional de Credito CA (CAR:BNC) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Nacional de Credito CA and its competitors. According to the industry distribution chart, Banco Nacional de Credito CA ranks #999999 out of 46 companies in the Banks industry.
Is Banco Nacional de Credito CA's ROC (Joel Greenblatt) % too high?
Banco Nacional de Credito CA's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Banco Nacional de Credito CA ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Nacional de Credito CA has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Nacional de Credito CA ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Banco Nacional de Credito CA in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Nacional de Credito CA and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Nacional de Credito CA's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES234.95, compared to a current price of VES574.84 — trading 144.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Banco Nacional de Credito CA's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued. The current stock price of VES574.84 is trading 144.7% above its estimated GF Value™ of VES234.95. GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.

Key valuation signals for CAR:BNC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: VES234.95 vs. price of VES574.84 (144.7% above fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Nacional de Credito CA Business Description

Address Francisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
90GF Score

Get the complete analysis for CAR:BNC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES574.84
Price
VES234.95
GF Value