Banco Nacional de Credito CA (CAR:BNC) Goodwill: VES0 Mil (As of Dec. 2025)

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CAR:BNC Banco Nacional de Credito CA CAR:BNC
88 GF Score
Price VES472.95
GF Value VES231.29
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banco Nacional de Credito CA Goodwill?

Banco Nacional de Credito CA CAR:BNC -0.22% 88 Goodwill is VES0 Mil as of Dec. 2025. GuruFocus rates CAR:BNC with a GF Score™ of 88/100 and a GF Value™ of VES231.29 (Significantly Overvalued). The stock has 2 warning signs investors should review.

A Goodwill is an intangible asset that arises as a result of the acquisition of one company by another for a premium value. The value of a company's brand name, solid customer base, good customer relations, good employee relations and any patents or proprietary technology represent goodwill. Banco Nacional de Credito CA's goodwill for the quarter that ended in Dec. 2025 was VES0 Mil.


Banco Nacional de Credito CA  (CAR:BNC) Goodwill Explanation

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets.

It is calculated by dividing goodwill by total assets.

Banco Nacional de Credito CA's Goodwill-to-Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Goodwill-to-Asset (A: Dec. 2025 )=Goodwill/Total Assets
=0/235800.664
=0.00

Banco Nacional de Credito CA's Goodwill-to-Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Goodwill-to-Asset (Q: Dec. 2025 )=Goodwill/Total Assets
=0/235800.664
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.

Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.

Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.


Banco Nacional de Credito CA Goodwill Related Terms


Banco Nacional de Credito CA Goodwill Historical Data

* Premium members only.

The historical data trend for Banco Nacional de Credito CA's Goodwill can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Nacional de Credito CA Goodwill Chart

Banco Nacional de Credito CA Annual Data
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Banco Nacional de Credito CA Semi-Annual Data
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CAR:BNC
88GF Score
Banco Nacional de Credito CA CAR:BNC
Goodwill is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Nacional de Credito CA Goodwill Calculation

A Goodwill is an intangible asset that arises as a result of the acquisition of one company by another for a premium value. The value of a company's brand name, solid customer base, good customer relations, good employee relations and any patents or proprietary technology represent goodwill. Goodwill is considered an intangible asset because it is not a physical asset like buildings or equipment. The goodwill account can be found in the assets portion of a company's balance sheet.

Frequently Asked Questions Learn more about Goodwill →
What does a Goodwill of VES0 Mil mean?
Banco Nacional de Credito CA (CAR:BNC) has a Goodwill of VES0 Mil as of Dec. 2025. Goodwill is the intangible assets representing the value in excess of the acquired company's value. View historical data on Banco Nacional de Credito CA and its competitors.
Is Banco Nacional de Credito CA's Goodwill too high?
Banco Nacional de Credito CA's current Goodwill is VES0 Mil. Overall, Banco Nacional de Credito CA has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's Goodwill compare to PNC and USB?
Banco Nacional de Credito CA's Goodwill of VES0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill for a Banks company?
A good Goodwill depends on the Banks industry context. However, Goodwill should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill mean?
A high Goodwill can signal that a stock is expensive relative to its fundamentals. Goodwill is the intangible assets representing the value in excess of the acquired company's value. View historical data on Banco Nacional de Credito CA and its competitors. Banco Nacional de Credito CA's current Goodwill is VES0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES231.29, compared to a current price of VES472.95 — trading 104.5% above its estimated fair value. The current Goodwill is VES0 Mil. Banco Nacional de Credito CA's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill calculated?
Goodwill is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current Goodwill is VES0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued. The current stock price of VES472.95 is trading 104.5% above its estimated GF Value™ of VES231.29. GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.

Key valuation signals for CAR:BNC:

  • Goodwill: VES0 Mil
  • GF Value™: VES231.29 vs. price of VES472.95 (104.5% above fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Nacional de Credito CA Business Description

Address Francisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
88GF Score

Get the complete analysis for CAR:BNC

Goodwill is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

VES472.95
Price
VES231.29
GF Value