* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Nacional de Credito CA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Nacional de Credito CA FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Nacional de Credito CA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco Nacional de Credito CA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Nacional de Credito CA (CAR:BNC) has a FCF Margin % of 91.15% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Nacional de Credito CA and its competitors. According to the industry distribution chart, Banco Nacional de Credito CA ranks #241 out of 1509 companies in the Banks industry, placing it in the top 16%.
Is Banco Nacional de Credito CA's FCF Margin % too high?
Banco Nacional de Credito CA's current FCF Margin % is 91.15%. The Banks industry median FCF Margin % is 26.55. Banco Nacional de Credito CA's value of 91.15% is 243.3% above this industry median. Based on the distribution chart, Banco Nacional de Credito CA ranks #241 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Nacional de Credito CA has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Nacional de Credito CA's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Nacional de Credito CA ranks #241 out of 1509 companies for FCF Margin %. This places Banco Nacional de Credito CA in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Banco Nacional de Credito CA's value of 91.15% is 243.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Nacional de Credito CA's current FCF Margin % of 91.15% is 243.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Nacional de Credito CA and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Nacional de Credito CA's current FCF Margin % is 91.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Nacional de Credito CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Nacional de Credito CA (CAR:BNC) is currently considered Significantly Overvalued. The stock's GF Value™ is VES229.23, compared to a current price of VES533.33 — trading 132.7% above its estimated fair value. The current FCF Margin % is 91.15% and 243.3% above the Banks industry median of 26.55. Banco Nacional de Credito CA's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Nacional de Credito CA (CAR:BNC), the current FCF Margin % is 91.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Nacional de Credito CA (CAR:BNC) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Nacional de Credito CA stock appears to be overvalued.
The current stock price of VES533.33 is trading 132.7% above its estimated GF Value™ of VES229.23.
GuruFocus considers Banco Nacional de Credito CA to be Significantly Overvalued.
Key valuation signals for CAR:BNC:
FCF Margin %: 91.15%
GF Value™: VES229.23 vs. price of VES533.33 (132.7% above fair value)
Industry Position: 243.3% above the Banks median (#241 of 1509)
No single metric tells the full story. See the CAR:BNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFrancisco de Miranda Avenue between Los Cortijos Avenue, BNC Tower, Campo Alegre Urbanization, Chacao Municipality, Capital District, Caracas, VEN
Banco Nacional de Credito CA operates as a commercial bank in Venezuela. The group's business objective is to provide financial intermediation which consists of the procurement of funds for the purpose of granting credits and it also invests in securities.
89GF Score
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