German American BancorpFRA:GAB 62 PS Ratio is 4.66 as of Jul. 07, 2026, which is 2% above its 10-year median of 4.57. GuruFocus rates FRA:GAB with a GF Score™ of 62/100 and a GF Value™ of €36.96 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,519 Banks companies, German American Bancorp ranks worse than 81.17% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, German American Bancorp's share price is €40.20.
German American Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €8.62. Hence, German American Bancorp's PS Ratio for today is 4.66.
The historical rank and industry rank for German American Bancorp's PS Ratio or its related term are showing as below:
FRA:GAB'
s PS Ratio Range Over the Past 10 Years
Min: 3 Med: 4.57 Max: 6.73
Current: 4.73
During the past 13 years, German American Bancorp's highest PS Ratio was 6.73. The lowest was 3.00. And the median was 4.57.
FRA:GAB's PS Ratio is ranked worse than 81.17% of 1519
companies
in the Banks industry
Industry Median: 3.02
vs FRA:GAB: 4.73
German American Bancorp Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of German American Bancorp was 33.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 3.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 1.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.70% per year.
During the past 13 years, German American Bancorp's highest 3-Year average Revenue per Share Growth Rate was 23.30% per year. The lowest was -15.50% per year. And the median was 6.20% per year.
Back to Basics: PS Ratio
German American Bancorp (FRA:GAB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, German American Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
German American Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, German American Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where German American Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
German American Bancorp's Share Price of today is €40.20. German American Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €8.62.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
German American Bancorp (FRA:GAB) has a PS Ratio of 4.66 as of Jul. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on German American Bancorp and its competitors. This is near median its historical median of 4.57. Over the past decade, German American Bancorp's PS Ratio has ranged from 3.00 to 6.73. According to the industry distribution chart, German American Bancorp ranks #1233 out of 1519 companies in the Banks industry, placing it in the top 81.2%.
Is German American Bancorp's PS Ratio too high?
German American Bancorp's current PS Ratio of 4.66 is near median its 10-year median of 4.57. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.73. The Banks industry median PS Ratio is 3.02. German American Bancorp's value of 4.66 is 54.3% above this industry median. Based on the distribution chart, German American Bancorp ranks #1233 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, German American Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does German American Bancorp's PS Ratio compare to FSUN and DCOM?
According to the Banks industry distribution chart, German American Bancorp ranks #1233 out of 1519 companies for PS Ratio. This places German American Bancorp in the lower half of its industry. The industry median PS Ratio is 3.02. German American Bancorp's value of 4.66 is 54.3% above this benchmark. Historically, German American Bancorp's own PS Ratio has ranged from 3.00 to 6.73 over the past decade. While the company's 10-year median is 4.57 vs. the industry median of 3.02, German American Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. German American Bancorp's current PS Ratio of 4.66 is 54.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on German American Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. German American Bancorp's current PS Ratio is 4.66, which is near median its own 10-year median of 4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is German American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, German American Bancorp (FRA:GAB) is currently considered Fairly Valued. The stock's GF Value™ is €36.96, compared to a current price of €40.20 — trading 8.8% above its estimated fair value. The current PS Ratio is 4.66, which is near median its 10-year median of 4.57 and 54.3% above the Banks industry median of 3.02. German American Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For German American Bancorp (FRA:GAB), the current PS Ratio is 4.66 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is German American Bancorp (FRA:GAB) Overvalued in 2026?
Based on GuruFocus' analysis, German American Bancorp stock appears to be overvalued.
The current stock price of €40.20 is trading 8.8% above its estimated GF Value™ of €36.96.
GuruFocus considers German American Bancorp to be Fairly Valued.
Key valuation signals for FRA:GAB:
PS Ratio: 4.66 (near median its 10-year median of 4.57)
GF Value™: €36.96 vs. price of €40.20 (8.8% above fair value)
Industry Position: 54.3% above the Banks median (#1233 of 1519)
No single metric tells the full story. See the FRA:GAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
62GF Score
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