German American Bancorp (FRA:GAB) Tariff Resilience Score: 9/10 (As of Jul. 07, 2026)


FRA:GAB German American Bancorp Inc FRA:GAB
62 GF Score
Price €40.20
GF Value €36.96
Valuation Fairly Valued
! 3 Warning Signs
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What is German American Bancorp Tariff Resilience Score?

German American Bancorp FRA:GAB 62 Tariff Resilience Score is 9 as of Jul. 07, 2026. GuruFocus rates FRA:GAB with a GF Score™ of 62/100 and a GF Value™ of €36.96 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,607 Banks companies, German American Bancorp ranks better than 99.25% on this metric.

German American Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

German American Bancorp has Regional bank with minimal direct exposure to international trade. Primarily domestic operations reduce tariff vulnerability. Historical data shows negligible impact from tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes German American Bancorp might have Highly Resilient.

German American Bancorp  (FRA:GAB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

German American Bancorp Tariff Resilience Score Related Terms

FRA:GAB vs FSUN, DCOM, STBA: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, German American Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

German American Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, German American Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where German American Bancorp's Tariff Resilience Score falls into.


FRA:GAB
62GF Score
German American Bancorp Inc FRA:GAB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
German American Bancorp (FRA:GAB) has a Tariff Resilience Score of 9 as of Jul. 07, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, German American Bancorp ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is German American Bancorp's Tariff Resilience Score too high?
German American Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, German American Bancorp ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, German American Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does German American Bancorp's Tariff Resilience Score compare to FSUN and DCOM?
According to the Banks industry distribution chart, German American Bancorp ranks #12 out of 1607 companies for Tariff Resilience Score. This places German American Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. German American Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is German American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, German American Bancorp (FRA:GAB) is currently considered Fairly Valued. The stock's GF Value™ is €36.96, compared to a current price of €40.20 — trading 8.8% above its estimated fair value. The current Tariff Resilience Score is 9. German American Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For German American Bancorp (FRA:GAB), the current Tariff Resilience Score is 9 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is German American Bancorp (FRA:GAB) Overvalued in 2026?

Based on GuruFocus' analysis, German American Bancorp stock appears to be overvalued. The current stock price of €40.20 is trading 8.8% above its estimated GF Value™ of €36.96. GuruFocus considers German American Bancorp to be Fairly Valued.

Key valuation signals for FRA:GAB:

  • Tariff Resilience Score: 9
  • GF Value™: €36.96 vs. price of €40.20 (8.8% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the FRA:GAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

German American Bancorp Business Description

Other Exchanges GABC:USA
Address 711 Main Street, P.O. Box 810, Jasper, IN, USA, 47546
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
62GF Score

Get the complete analysis for FRA:GAB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.20
Price
€36.96
GF Value