German American Bancorp's ROE % for the quarter that ended in Mar. 2026 was 11.42%. German American Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.29.
German American Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.85%.
German American Bancorp ROE % Adjusted to Book Value Related Terms
German American Bancorp ROE % Adjusted to Book Value Historical Data
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The historical data trend for German American Bancorp's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
German American Bancorp ROE % Adjusted to Book Value Chart
FRA:GAB vs FSUN, DCOM, STBA: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, German American Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
German American Bancorp ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, German American Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where German American Bancorp's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 8.85% mean?
German American Bancorp (FRA:GAB) has a ROE % Adjusted to Book Value of 8.85% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on German American Bancorp and its competitors.
Is German American Bancorp's ROE % Adjusted to Book Value too high?
German American Bancorp's current ROE % Adjusted to Book Value is 8.85%. Overall, German American Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does German American Bancorp's ROE % Adjusted to Book Value compare to FSUN and DCOM?
German American Bancorp's ROE % Adjusted to Book Value of 8.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on German American Bancorp and its competitors. German American Bancorp's current ROE % Adjusted to Book Value is 8.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is German American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, German American Bancorp (FRA:GAB) is currently considered Fairly Valued. The stock's GF Value™ is €40.53, compared to a current price of €39.80 — trading 1.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.85%. German American Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For German American Bancorp (FRA:GAB), the current ROE % Adjusted to Book Value is 8.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is German American Bancorp (FRA:GAB) Overvalued in 2026?
Based on GuruFocus' analysis, German American Bancorp stock appears to be undervalued.
The current stock price of €39.80 is trading 1.8% below its estimated GF Value™ of €40.53.
GuruFocus considers German American Bancorp to be Fairly Valued.
Key valuation signals for FRA:GAB:
ROE % Adjusted to Book Value: 8.85%
GF Value™: €40.53 vs. price of €39.80 (1.8% below fair value)
No single metric tells the full story. See the FRA:GAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
62GF Score
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