German American BancorpFRA:GAB +1.02%64 FCF Yield % is 8.59 as of Jun. 28, 2026, which is 7% above its 10-year median of 8.02. GuruFocus rates FRA:GAB with a GF Score™ of 64/100 and a GF Value™ of €36.96 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, German American Bancorp ranks better than 51.82% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
German American Bancorp FCF Yield % Related Terms
German American Bancorp FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GAB vs DCOM, FSUN, STBA: FCF Yield % Comparison
For the Banks - Regional subindustry, German American Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
German American Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, German American Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where German American Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
German American Bancorp (FRA:GAB) has a FCF Yield % of 8.59 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on German American Bancorp and its competitors. This is near median its historical median of 8.02. Over the past decade, German American Bancorp's FCF Yield % has ranged from 3.78 to 13.28. According to the industry distribution chart, German American Bancorp ranks #726 out of 1507 companies in the Banks industry, placing it in the top 48.2%.
Is German American Bancorp's FCF Yield % too high?
German American Bancorp's current FCF Yield % of 8.59 is near median its 10-year median of 8.02. Over the past 10 years, this metric has ranged from a low of 3.78 to a high of 13.28. The Banks industry median FCF Yield % is 8.14. German American Bancorp's value of 8.59 is 5.5% above this industry median. Based on the distribution chart, German American Bancorp ranks #726 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, German American Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does German American Bancorp's FCF Yield % compare to DCOM and FSUN?
According to the Banks industry distribution chart, German American Bancorp ranks #726 out of 1507 companies for FCF Yield %. This puts German American Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.14. German American Bancorp's value of 8.59 is 5.5% above this benchmark. Historically, German American Bancorp's own FCF Yield % has ranged from 3.78 to 13.28 over the past decade. While the company's 10-year median is 8.02 vs. the industry median of 8.14, German American Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. German American Bancorp's current FCF Yield % of 8.59 is 5.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on German American Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. German American Bancorp's current FCF Yield % is 8.59, which is near median its own 10-year median of 8.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is German American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, German American Bancorp (FRA:GAB) is currently considered Fairly Valued. The stock's GF Value™ is €36.96, compared to a current price of €39.80 — trading 7.7% above its estimated fair value. The current FCF Yield % is 8.59, which is near median its 10-year median of 8.02 and 5.5% above the Banks industry median of 8.14. German American Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For German American Bancorp (FRA:GAB), the current FCF Yield % is 8.59 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is German American Bancorp (FRA:GAB) Overvalued in 2026?
Based on GuruFocus' analysis, German American Bancorp stock appears to be overvalued.
The current stock price of €39.80 is trading 7.7% above its estimated GF Value™ of €36.96.
GuruFocus considers German American Bancorp to be Fairly Valued.
Key valuation signals for FRA:GAB:
FCF Yield %: 8.59 (near median its 10-year median of 8.02)
GF Value™: €36.96 vs. price of €39.80 (7.7% above fair value)
Industry Position: 5.5% above the Banks median (#726 of 1507)
No single metric tells the full story. See the FRA:GAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
64GF Score
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