German American Bancorp (FRA:GAB) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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FRA:GAB German American Bancorp Inc FRA:GAB
65 GF Score
Price €39.80
GF Value €37.03
Valuation Fairly Valued
! 3 Warning Signs
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What is German American Bancorp ROC (Joel Greenblatt) %?

German American Bancorp FRA:GAB -1.00% 65 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:GAB with a GF Score™ of 65/100 and a GF Value™ of €37.03 (Fairly Valued). The stock has 3 warning signs investors should review. Among 46 Banks companies, German American Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:GAB
65GF Score
German American Bancorp Inc FRA:GAB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
German American Bancorp (FRA:GAB) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on German American Bancorp and its competitors. According to the industry distribution chart, German American Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is German American Bancorp's ROC (Joel Greenblatt) % too high?
German American Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, German American Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, German American Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does German American Bancorp's ROC (Joel Greenblatt) % compare to FSUN and DCOM?
According to the Banks industry distribution chart, German American Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places German American Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on German American Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. German American Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is German American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, German American Bancorp (FRA:GAB) is currently considered Fairly Valued. The stock's GF Value™ is €37.03, compared to a current price of €39.80 — trading 7.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. German American Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For German American Bancorp (FRA:GAB), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is German American Bancorp (FRA:GAB) Overvalued in 2026?

Based on GuruFocus' analysis, German American Bancorp stock appears to be overvalued. The current stock price of €39.80 is trading 7.5% above its estimated GF Value™ of €37.03. GuruFocus considers German American Bancorp to be Fairly Valued.

Key valuation signals for FRA:GAB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €37.03 vs. price of €39.80 (7.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the FRA:GAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

German American Bancorp Business Description

Other Exchanges GABC:USA
Address 711 Main Street, P.O. Box 810, Jasper, IN, USA, 47546
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
65GF Score

Get the complete analysis for FRA:GAB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.80
Price
€37.03
GF Value