German American Bancorp (FRA:GAB) Equity-to-Asset : 0.12 (As of Sep. 2024)

View and export this data going back to 2008. Start your Free Trial

What is German American Bancorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. German American Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2024 was €670.9 Mil. German American Bancorp's Total Assets for the quarter that ended in Sep. 2024 was €5,641.1 Mil. Therefore, German American Bancorp's Equity to Asset Ratio for the quarter that ended in Sep. 2024 was 0.12.

The historical rank and industry rank for German American Bancorp's Equity-to-Asset or its related term are showing as below:

FRA:GAB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.11 Max: 0.14
Current: 0.12

During the past 13 years, the highest Equity to Asset Ratio of German American Bancorp was 0.14. The lowest was 0.08. And the median was 0.11.

FRA:GAB's Equity-to-Asset is ranked better than
74.35% of 1536 companies
in the Banks industry
Industry Median: 0.1 vs FRA:GAB: 0.12

German American Bancorp Equity-to-Asset Historical Data

The historical data trend for German American Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

German American Bancorp Equity-to-Asset Chart

German American Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Equity-to-Asset

Get a 7-Day Free Trial

0.13

0.12

0.09

0.11

German American Bancorp Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Equity-to-Asset	Get a 7-Day Free Trial															0.09	0.11	0.11	0.11	0.12

Competitive Comparison of German American Bancorp's Equity-to-Asset

For the Banks - Regional subindustry, German American Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

German American Bancorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, German American Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where German American Bancorp's Equity-to-Asset falls into.

German American Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

German American Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )	=	Total Stockholders Equity	/	Total Assets
	=	608.483	/	5641.566
	=	0.11

German American Bancorp's Equity to Asset Ratio for the quarter that ended in Sep. 2024 is calculated as

Equity to Asset (Q: Sep. 2024 )	=	Total Stockholders Equity	/	Total Assets
	=	670.851	/	5641.077
	=	0.12

German American Bancorp (FRA:GAB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

German American Bancorp Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of German American Bancorp's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.

German American Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » German American Bancorp Inc (FRA:GAB) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

GABC:USA

Address

711 Main Street, P.O. Box 810, Jasper, IN, USA, 47546

Website

https://www.germanamerican.com

German American Bancorp Inc is a bank holding company. The Company's lines of business include Retail and commercial banking business which involves attracting deposits from the general public and using those funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services which involve providing trust, investment advisory, brokerage and retirement planning services to customers. Insurance operations include the offering of a full range of personal and corporate property and casualty insurance products.