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Zero Fintech GroupHKSE:00093 +10.26%62 PS Ratio is 2.62 as of Sep. 12, 2026, which is 87% below its 10-year median of 20.31. GuruFocus rates HKSE:00093 with a GF Score™ of 62/100 and a GF Value™ of HK$1.18 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 520 Credit Services companies, Zero Fintech Group ranks better than 57.12% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Zero Fintech Group's share price is HK$0.43.
Zero Fintech Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.16. Hence, Zero Fintech Group's PS Ratio for today is 2.62.
Good Sign:
Zero Fintech Group Ltd stock PS Ratio (=2.52) is close to 10-year low of 2.44.
The historical rank and industry rank for Zero Fintech Group's PS Ratio or its related term are showing as below:
HKSE:00093'
s PS Ratio Range Over the Past 10 Years
Min: 2.07 Med: 20.31 Max: 104.51
Current: 2.61
During the past 13 years, Zero Fintech Group's highest PS Ratio was 104.51. The lowest was 2.07. And the median was 20.31.
HKSE:00093's PS Ratio is ranked better than 57.12% of 520
companies
in the Credit Services industry
Industry Median: 2.8
vs HKSE:00093: 2.61
During the past 12 months, the average Revenue per Share Growth Rate of Zero Fintech Group was 37.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 30.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 61.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 39.00% per year.
During the past 13 years, Zero Fintech Group's highest 3-Year average Revenue per Share Growth Rate was 234.20% per year. The lowest was -70.10% per year. And the median was 28.15% per year.
Zero Fintech Group (HKSE:00093) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Zero Fintech Group PS Ratio Related Terms
Zero Fintech Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Zero Fintech Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Zero Fintech Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zero Fintech Group PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zero Fintech Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Zero Fintech Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Zero Fintech Group's Share Price of today is HK$0.43.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zero Fintech Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.16.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Zero Fintech Group (HKSE:00093) has a PS Ratio of 2.62 as of Sep. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zero Fintech Group and its competitors. This is 87% below median its historical median of 20.31. Over the past decade, Zero Fintech Group's PS Ratio has ranged from 2.07 to 104.51. According to the industry distribution chart, Zero Fintech Group ranks #223 out of 520 companies in the Credit Services industry, placing it in the top 42.9%.
Is Zero Fintech Group's PS Ratio too high?
Zero Fintech Group's current PS Ratio of 2.62 is 87% below median its 10-year median of 20.31. Over the past 10 years, this metric has ranged from a low of 2.07 to a high of 104.51. The Credit Services industry median PS Ratio is 2.80. Zero Fintech Group's value of 2.62 is 6.4% below this industry median. Based on the distribution chart, Zero Fintech Group ranks #223 out of 520 companies in the Credit Services industry, which is above the industry midpoint. Overall, Zero Fintech Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Zero Fintech Group's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Zero Fintech Group ranks #223 out of 520 companies for PS Ratio. This puts Zero Fintech Group in the upper half of its industry. The industry median PS Ratio is 2.80. Zero Fintech Group's value of 2.62 is 6.4% below this benchmark. Historically, Zero Fintech Group's own PS Ratio has ranged from 2.07 to 104.51 over the past decade. While the company's 10-year median is 20.31 vs. the industry median of 2.80, Zero Fintech Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.80, based on 520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zero Fintech Group's current PS Ratio of 2.62 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zero Fintech Group and its competitors. For the Credit Services industry, the median PS Ratio is 2.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zero Fintech Group's current PS Ratio is 2.62, which is 87% below median its own 10-year median of 20.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zero Fintech Group stock overvalued right now?
Based on GuruFocus' analysis, Zero Fintech Group (HKSE:00093) is currently considered Possible Value Trap. The stock's GF Value™ is HK$1.18, compared to a current price of HK$0.43 — trading 63.6% below its estimated fair value. The current PS Ratio is 2.62, which is 87% below median its 10-year median of 20.31 and 6.4% below the Credit Services industry median of 2.80. Zero Fintech Group's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Zero Fintech Group (HKSE:00093), the current PS Ratio is 2.62 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zero Fintech Group (HKSE:00093) Overvalued in 2026?
Based on GuruFocus' analysis, Zero Fintech Group stock appears to be undervalued.
The current stock price of HK$0.43 is trading 63.6% below its estimated GF Value™ of HK$1.18.
GuruFocus considers Zero Fintech Group to be Possible Value Trap.
Key valuation signals for HKSE:00093:
PS Ratio: 2.62 (87% below median its 10-year median of 20.31)
GF Value™: HK$1.18 vs. price of HK$0.43 (63.6% below fair value)
Industry Position: 6.4% below the Credit Services median (#223 of 520)
No single metric tells the full story. See the HKSE:00093 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zero Fintech Group Ltd is an investment holding company. Along with its subsidiaries, the company is engaged in property development and investment business in Hong Kong and the PRC, and money lending business in Hong Kong. The group's reportable segments are Property development and investment; and Money Lending. A majority of its revenue is generated from the Money Lending segment, which provides mortgage and personal loan financing to customers in Hong Kong. Property development and investment segment includes Property development for sale of properties in the PRC and property investment for letting of properties in Hong Kong and the PRC. Geographically, the group operates in Hong Kong and the PRC, of which Hong Kong derives maximum revenue.
62GF Score
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