Zero Fintech Group (HKSE:00093) ROCE %: 0.67% (As of Dec. 2025)

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HKSE:00093 Zero Fintech Group Ltd HKSE:00093
62 GF Score
Price HK$0.34
GF Value HK$1.18
Valuation Possible Value Trap
! 2 Warning Signs
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What is Zero Fintech Group ROCE %?

Zero Fintech Group HKSE:00093 62 ROCE % is 0.67% as of Dec. 2025. GuruFocus rates HKSE:00093 with a GF Score™ of 62/100 and a GF Value™ of HK$1.18 (Possible Value Trap). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Zero Fintech Group's annualized ROCE % for the quarter that ended in Dec. 2025 was 0.67%.

Zero Fintech Group  (HKSE:00093) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Zero Fintech Group ROCE % Related Terms

Zero Fintech Group ROCE % Historical Data

* Premium members only.

The historical data trend for Zero Fintech Group's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zero Fintech Group ROCE % Chart

Zero Fintech Group Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.57 2.78 2.50 3.03 2.26

Zero Fintech Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.58 2.59 3.69 0.67 11.23
HKSE:00093
62GF Score
Zero Fintech Group Ltd HKSE:00093
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zero Fintech Group ROCE % Calculation

Zero Fintech Group's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=29.252/( ( (1400.616 - 30.333) + (1738.826 - 517.445) )/ 2 )
=29.252/( (1370.283+1221.381)/ 2 )
=29.252/1295.832
=2.26 %

Zero Fintech Group's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=8.604/( ( (1465.351 - 132.786) + (1738.826 - 517.445) )/ 2 )
=8.604/( ( 1332.565 + 1221.381 )/ 2 )
=8.604/1276.973
=0.67 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 0.67% mean?
Zero Fintech Group (HKSE:00093) has a ROCE % of 0.67% as of Dec. 2025.
Is Zero Fintech Group's ROCE % too high?
Zero Fintech Group's current ROCE % is 0.67%. The Credit Services industry median ROCE % is 3.78. Zero Fintech Group's value of 0.67% is 82.3% below this industry median. Overall, Zero Fintech Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Zero Fintech Group's ROCE % compare to V and MA?
Zero Fintech Group's ROCE % of 0.67% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.78. Zero Fintech Group's value of 0.67% is 82.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.78, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zero Fintech Group's current ROCE % of 0.67% is 82.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zero Fintech Group's current ROCE % is 0.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zero Fintech Group stock overvalued right now?
Based on GuruFocus' analysis, Zero Fintech Group (HKSE:00093) is currently considered Possible Value Trap. The stock's GF Value™ is HK$1.18, compared to a current price of HK$0.34 — trading 71.2% below its estimated fair value. The current ROCE % is 0.67% and 82.3% below the Credit Services industry median of 3.78. Zero Fintech Group's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Zero Fintech Group (HKSE:00093), the current ROCE % is 0.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zero Fintech Group (HKSE:00093) Overvalued in 2026?

Based on GuruFocus' analysis, Zero Fintech Group stock appears to be undervalued. The current stock price of HK$0.34 is trading 71.2% below its estimated GF Value™ of HK$1.18. GuruFocus considers Zero Fintech Group to be Possible Value Trap.

Key valuation signals for HKSE:00093:

  • ROCE %: 0.67%
  • GF Value™: HK$1.18 vs. price of HK$0.34 (71.2% below fair value)
  • GF Score™: 62/100 with 2 warning signs
  • Industry Position: 82.3% below the Credit Services median

No single metric tells the full story. See the HKSE:00093 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zero Fintech Group Business Description

Address 183 Queen’s Road Central, Room 2107-08, 21st Floor, Cosco Tower, Sheung Wan, Hong Kong, HKG
Zero Fintech Group Ltd is an investment holding company. Along with its subsidiaries, the company is engaged in property development and investment business in Hong Kong and the PRC, and money lending business in Hong Kong. The group's reportable segments are Property development and investment; and Money Lending. A majority of its revenue is generated from the Money Lending segment, which provides mortgage and personal loan financing to customers in Hong Kong. Property development and investment segment includes Property development for sale of properties in the PRC and property investment for letting of properties in Hong Kong and the PRC. Geographically, the group operates in Hong Kong and the PRC, of which Hong Kong derives maximum revenue.
62GF Score

Get the complete analysis for HKSE:00093

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.34
Price
HK$1.18
GF Value