ASFH (Asiafin Holdings) Financial Strength: 7 (As of Mar. 2026) — 13% Below Median

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Director of Data and Quant Analytics at GuruFocus
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ASFH Asiafin Holdings Corp ASFH
37 GF Score
Price $0.17
GF Value $2.10
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Asiafin Holdings Financial Strength?

Asiafin Holdings ASFH 37 Financial Strength is 7 as of Mar. 2026, which is 13% below its 10-year median of 8.00. GuruFocus rates ASFH with a GF Score™ of 37/100 and a GF Value™ of $2.10 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Asiafin Holdings has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Asiafin Holdings's interest coverage with the available data. Asiafin Holdings's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.13. As of today, Asiafin Holdings's Altman Z-Score is 3.02.


Asiafin Holdings  (OTCPK:ASFH) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Asiafin Holdings has the Financial Strength Rank of 7.


Asiafin Holdings Financial Strength Related Terms


ASFH vs TDTH, LZMH, VEEA: Financial Strength Comparison

For the Information Technology Services subindustry, Asiafin Holdings's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asiafin Holdings Financial Strength vs Software Industry

For the Software industry and Technology sector, Asiafin Holdings's Financial Strength distribution charts can be found below:

* The bar in red indicates where Asiafin Holdings's Financial Strength falls into.


ASFH
37GF Score
Asiafin Holdings Corp ASFH
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Asiafin Holdings Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Asiafin Holdings's Interest Expense for the months ended in Mar. 2026 was $0.00 Mil. Its Operating Income for the months ended in Mar. 2026 was $-0.17 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.53 Mil.

Asiafin Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is

GuruFocus does not calculate Asiafin Holdings's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Asiafin Holdings Corp has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Asiafin Holdings's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.157 + 0.529) / 5.104
=0.13

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Asiafin Holdings has a Z-score of 3.02, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 3.02 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Asiafin Holdings (ASFH) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Asiafin Holdings and its competitors. This is 13% below median its historical median of 8.00. Over the past decade, Asiafin Holdings' Financial Strength has ranged from 6.00 to 9.00.
Is Asiafin Holdings' Financial Strength too high?
Asiafin Holdings' current Financial Strength of 7 is 13% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 9.00. Overall, Asiafin Holdings has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asiafin Holdings' Financial Strength compare to TDTH and LZMH?
Asiafin Holdings' Financial Strength of 7 can be compared against companies in the Software industry. Historically, Asiafin Holdings' own Financial Strength has ranged from 6.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Asiafin Holdings and its competitors. Asiafin Holdings's current Financial Strength is 7, which is 13% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asiafin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asiafin Holdings (ASFH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.10, compared to a current price of $0.17 — trading 91.7% below its estimated fair value. The current Financial Strength is 7, which is 13% below median its 10-year median of 8.00. Asiafin Holdings' overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Asiafin Holdings (ASFH), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asiafin Holdings (ASFH) Overvalued in 2026?

Based on GuruFocus' analysis, Asiafin Holdings stock appears to be undervalued. The current stock price of $0.17 is trading 91.7% below its estimated GF Value™ of $2.10. GuruFocus considers Asiafin Holdings to be Significantly Undervalued.

Key valuation signals for ASFH:

  • Financial Strength: 7 (13% below median its 10-year median of 8.00)
  • GF Value™: $2.10 vs. price of $0.17 (91.7% below fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the ASFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asiafin Holdings Business Description

Address Jalan Sultan Ismail, Suite 30.02, 30th Floor, Menara KH (Promet), Wilayah Persekutuan, Kuala Lumpur, MYS, 50250
Asiafin Holdings Corp operates through its wholly owned subsidiaries by offering a range of system solutions in Payment Processing, Robotic Process Automation (RPA), and Regulatory Technology (RegTech) to financial institutions, regulatory agencies, professional service providers, and private enterprises from various industries, with existing clients in the Asia region and Saudi Arabia. The company has three reportable segments: Payment Processing (Fintech), Regulatory Technology (RegTech) and Robotic Process Automation (RPA) businesses and two reportable segments based on country, Malaysia and Non-Malaysia. The majority of revenue is derived from the Regtech segment in Malaysia, which involves the management of regulatory processes within the financial industry via technology.
37GF Score

Get the complete analysis for ASFH

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.17
Price
$2.10
GF Value