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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Asiafin Holdings's retained earnings for the quarter that ended in Mar. 2026 was $-8.28 Mil.
Asiafin Holdings's quarterly retained earnings
increased
from Sep. 2025 ($-8.34 Mil) to Dec. 2025 ($-8.13 Mil) but then
declined
from Dec. 2025 ($-8.13 Mil) to Mar. 2026 ($-8.28 Mil).
Asiafin Holdings's annual retained earnings
declined
from Dec. 2023 ($-7.90 Mil) to Dec. 2024 ($-8.04 Mil) and
declined
from Dec. 2024 ($-8.04 Mil) to Dec. 2025 ($-8.13 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Asiafin Holdings Retained Earnings Historical Data
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The historical data trend for Asiafin Holdings's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Asiafin Holdings (ASFH) has a Retained Earnings of $-8.28 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Asiafin Holdings and its competitors.
Is Asiafin Holdings' Retained Earnings too high?
Asiafin Holdings' current Retained Earnings is $-8.28 Mil. Overall, Asiafin Holdings has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asiafin Holdings' Retained Earnings compare to TDTH and LZMH?
Asiafin Holdings' Retained Earnings of $-8.28 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Asiafin Holdings and its competitors. Asiafin Holdings's current Retained Earnings is $-8.28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asiafin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asiafin Holdings (ASFH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.10, compared to a current price of $0.17 — trading 91.7% below its estimated fair value. The current Retained Earnings is $-8.28 Mil. Asiafin Holdings' overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Asiafin Holdings (ASFH), the current Retained Earnings is $-8.28 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asiafin Holdings (ASFH) Overvalued in 2026?
Based on GuruFocus' analysis, Asiafin Holdings stock appears to be undervalued.
The current stock price of $0.17 is trading 91.7% below its estimated GF Value™ of $2.10.
GuruFocus considers Asiafin Holdings to be Significantly Undervalued.
Key valuation signals for ASFH:
Retained Earnings: $-8.28 Mil
GF Value™: $2.10 vs. price of $0.17 (91.7% below fair value)
No single metric tells the full story. See the ASFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asiafin Holdings Corp operates through its wholly owned subsidiaries by offering a range of system solutions in Payment Processing, Robotic Process Automation (RPA), and Regulatory Technology (RegTech) to financial institutions, regulatory agencies, professional service providers, and private enterprises from various industries, with existing clients in the Asia region and Saudi Arabia. The company has three reportable segments: Payment Processing (Fintech), Regulatory Technology (RegTech) and Robotic Process Automation (RPA) businesses and two reportable segments based on country, Malaysia and Non-Malaysia. The majority of revenue is derived from the Regtech segment in Malaysia, which involves the management of regulatory processes within the financial industry via technology.
37GF Score
Get the complete analysis for ASFH
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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