ASFH (Asiafin Holdings) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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ASFH Asiafin Holdings Corp ASFH
37 GF Score
Price $0.17
GF Value $2.10
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Asiafin Holdings Effective Interest Rate on Debt %?

Asiafin Holdings ASFH 37 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates ASFH with a GF Score™ of 37/100 and a GF Value™ of $2.10 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Asiafin Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. Asiafin Holdings's average total debt for the quarter that ended in Mar. 2026 was $0.69 Mil. Therefore, Asiafin Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Asiafin Holdings  (OTCPK:ASFH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Asiafin Holdings Effective Interest Rate on Debt % Related Terms


Asiafin Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Asiafin Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asiafin Holdings Effective Interest Rate on Debt % Chart

Asiafin Holdings Annual Data
Trend Aug20 Aug21 Dec22 Dec23 Dec24 Dec25
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Asiafin Holdings Quarterly Data
May21 Aug21 Nov21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASFH vs TDTH, LZMH, VEEA: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Asiafin Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asiafin Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Asiafin Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Asiafin Holdings's Effective Interest Rate on Debt % falls into.


ASFH
37GF Score
Asiafin Holdings Corp ASFH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Asiafin Holdings Effective Interest Rate on Debt % Calculation

Asiafin Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0.762+0.698)/ 2 )
=-1  *  0/0.73
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.551 + 0.211
=0.762

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.551 + 0.147
=0.698

Asiafin Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0.698+0.686)/ 2 )
=-1  *  0/0.692
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.551 + 0.147
=0.698

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.529 + 0.157
=0.686

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Asiafin Holdings (ASFH) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asiafin Holdings and its competitors.
Is Asiafin Holdings' Effective Interest Rate on Debt % too high?
Asiafin Holdings' current Effective Interest Rate on Debt % is 0.00%. Overall, Asiafin Holdings has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asiafin Holdings' Effective Interest Rate on Debt % compare to TDTH and LZMH?
Asiafin Holdings' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asiafin Holdings and its competitors. Asiafin Holdings's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asiafin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asiafin Holdings (ASFH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.10, compared to a current price of $0.17 — trading 91.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Asiafin Holdings' overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Asiafin Holdings (ASFH), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asiafin Holdings (ASFH) Overvalued in 2026?

Based on GuruFocus' analysis, Asiafin Holdings stock appears to be undervalued. The current stock price of $0.17 is trading 91.7% below its estimated GF Value™ of $2.10. GuruFocus considers Asiafin Holdings to be Significantly Undervalued.

Key valuation signals for ASFH:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $2.10 vs. price of $0.17 (91.7% below fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the ASFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asiafin Holdings Business Description

Address Jalan Sultan Ismail, Suite 30.02, 30th Floor, Menara KH (Promet), Wilayah Persekutuan, Kuala Lumpur, MYS, 50250
Asiafin Holdings Corp operates through its wholly owned subsidiaries by offering a range of system solutions in Payment Processing, Robotic Process Automation (RPA), and Regulatory Technology (RegTech) to financial institutions, regulatory agencies, professional service providers, and private enterprises from various industries, with existing clients in the Asia region and Saudi Arabia. The company has three reportable segments: Payment Processing (Fintech), Regulatory Technology (RegTech) and Robotic Process Automation (RPA) businesses and two reportable segments based on country, Malaysia and Non-Malaysia. The majority of revenue is derived from the Regtech segment in Malaysia, which involves the management of regulatory processes within the financial industry via technology.
37GF Score

Get the complete analysis for ASFH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.17
Price
$2.10
GF Value