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Asiafin HoldingsASFH -22.02%40 Cash-to-Debt is 2.48 as of Jun. 2026, which is 78% below its 10-year median of 11.39. GuruFocus rates ASFH with a GF Score™ of 40/100 and a GF Value™ of $1.97 (Significantly Undervalued). Among 2,840 Software companies, Asiafin Holdings ranks worse than 50.21% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Asiafin Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 2.48.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Asiafin Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Asiafin Holdings's Cash-to-Debt or its related term are showing as below:
ASFH'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.09 Med: 11.39 Max: No Debt
Current: 2.48
During the past 6 years, Asiafin Holdings's highest Cash to Debt Ratio was No Debt. The lowest was 1.09. And the median was 11.39.
ASFH's Cash-to-Debt is ranked worse than 50.21% of 2840
companies
in the Software industry
Industry Median: 2.505
vs ASFH: 2.48
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Asiafin Holdings Cash-to-Debt Related Terms
Asiafin Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Asiafin Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Information Technology Services subindustry, Asiafin Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asiafin Holdings Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Asiafin Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Asiafin Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asiafin Holdings (ASFH) has a Cash-to-Debt of 2.48 as of Jun. 2026. This is 78% below median its historical median of 11.39. Over the past decade, Asiafin Holdings' Cash-to-Debt has ranged from 1.09 to 10,000.00. According to the industry distribution chart, Asiafin Holdings ranks #1426 out of 2840 companies in the Software industry, placing it in the top 50.2%.
Is Asiafin Holdings' Cash-to-Debt too high?
Asiafin Holdings' current Cash-to-Debt of 2.48 is 78% below median its 10-year median of 11.39. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.51. Asiafin Holdings' value of 2.48 is 1% below this industry median. Based on the distribution chart, Asiafin Holdings ranks #1426 out of 2840 companies in the Software industry, which is below the industry midpoint. Overall, Asiafin Holdings has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asiafin Holdings' Cash-to-Debt compare to GMM and LZMH?
According to the Software industry distribution chart, Asiafin Holdings ranks #1426 out of 2840 companies for Cash-to-Debt. This places Asiafin Holdings in the lower half of its industry. The industry median Cash-to-Debt is 2.51. Asiafin Holdings' value of 2.48 is 1% below this benchmark. Historically, Asiafin Holdings' own Cash-to-Debt has ranged from 1.09 to 10,000.00 over the past decade. While the company's 10-year median is 11.39 vs. the industry median of 2.51, Asiafin Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.51, based on 2,840 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asiafin Holdings's current Cash-to-Debt of 2.48 is 1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asiafin Holdings's current Cash-to-Debt is 2.48, which is 78% below median its own 10-year median of 11.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asiafin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asiafin Holdings (ASFH) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.97, compared to a current price of $0.14 — trading 93.1% below its estimated fair value. The current Cash-to-Debt is 2.48, which is 78% below median its 10-year median of 11.39 and 1% below the Software industry median of 2.51. Asiafin Holdings' overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Asiafin Holdings (ASFH), the current Cash-to-Debt is 2.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asiafin Holdings (ASFH) Overvalued in 2026?
Based on GuruFocus' analysis, Asiafin Holdings stock appears to be undervalued.
The current stock price of $0.14 is trading 93.1% below its estimated GF Value™ of $1.97.
GuruFocus considers Asiafin Holdings to be Significantly Undervalued.
Key valuation signals for ASFH:
Cash-to-Debt: 2.48 (78% below median its 10-year median of 11.39)
GF Value™: $1.97 vs. price of $0.14 (93.1% below fair value)
Industry Position: 1% below the Software median (#1426 of 2840)
No single metric tells the full story. See the ASFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asiafin Holdings Corp operates through its wholly owned subsidiaries by offering a range of system solutions in Payment Processing, Robotic Process Automation (RPA), and Regulatory Technology (RegTech) to financial institutions, regulatory agencies, professional service providers, and private enterprises from various industries, with existing clients in the Asia region and Saudi Arabia. The company has three reportable segments: Payment Processing (Fintech), Regulatory Technology (RegTech) and Robotic Process Automation (RPA) businesses and two reportable segments based on country, Malaysia and Non-Malaysia. The majority of revenue is derived from the Regtech segment in Malaysia, which involves the management of regulatory processes within the financial industry via technology.
40GF Score
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