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Asiafin HoldingsASFH 37 Return-on-Tangible-Asset is -12.78% as of Mar. 2026. GuruFocus rates ASFH with a GF Score™ of 37/100 and a GF Value™ of $2.10 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,893 Software companies, Asiafin Holdings ranks better than 63.22% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Asiafin Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was $-0.61 Mil. Asiafin Holdings's average total tangible assets for the quarter that ended in Mar. 2026 was $4.79 Mil. Therefore, Asiafin Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -12.78%.
The historical rank and industry rank for Asiafin Holdings's Return-on-Tangible-Asset or its related term are showing as below:
ASFH'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -43.53 Med: -7.72 Max: 5.77
Current: 5.77
During the past 6 years, Asiafin Holdings's highest Return-on-Tangible-Asset was 5.77%. The lowest was -43.53%. And the median was -7.72%.
ASFH's Return-on-Tangible-Asset is ranked better than 63.22% of 2893
companies
in the Software industry
Industry Median: 2.07
vs ASFH: 5.77
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Asiafin Holdings Return-on-Tangible-Asset Related Terms
Asiafin Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Asiafin Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASFH vs TDTH, LZMH, VEEA: Return-on-Tangible-Asset Comparison
For the Information Technology Services subindustry, Asiafin Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asiafin Holdings Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Asiafin Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Asiafin Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of -12.78% mean?
Asiafin Holdings (ASFH) has a Return-on-Tangible-Asset of -12.78% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Asiafin Holdings and its competitors. According to the industry distribution chart, Asiafin Holdings ranks #1064 out of 2893 companies in the Software industry, placing it in the top 36.8%.
Is Asiafin Holdings' Return-on-Tangible-Asset too high?
Asiafin Holdings' current Return-on-Tangible-Asset is -12.78%. Based on the distribution chart, Asiafin Holdings ranks #1064 out of 2893 companies in the Software industry, which is above the industry midpoint. Overall, Asiafin Holdings has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asiafin Holdings' Return-on-Tangible-Asset compare to TDTH and LZMH?
According to the Software industry distribution chart, Asiafin Holdings ranks #1064 out of 2893 companies for Return-on-Tangible-Asset. This puts Asiafin Holdings in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.07, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Asiafin Holdings and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asiafin Holdings's current Return-on-Tangible-Asset is -12.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asiafin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asiafin Holdings (ASFH) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.10, compared to a current price of $0.17 — trading 91.7% below its estimated fair value. The current Return-on-Tangible-Asset is -12.78%. Asiafin Holdings' overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Asiafin Holdings (ASFH), the current Return-on-Tangible-Asset is -12.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asiafin Holdings (ASFH) Overvalued in 2026?
Based on GuruFocus' analysis, Asiafin Holdings stock appears to be undervalued.
The current stock price of $0.17 is trading 91.7% below its estimated GF Value™ of $2.10.
GuruFocus considers Asiafin Holdings to be Significantly Undervalued.
Key valuation signals for ASFH:
Return-on-Tangible-Asset: -12.78%
GF Value™: $2.10 vs. price of $0.17 (91.7% below fair value)
No single metric tells the full story. See the ASFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asiafin Holdings Corp operates through its wholly owned subsidiaries by offering a range of system solutions in Payment Processing, Robotic Process Automation (RPA), and Regulatory Technology (RegTech) to financial institutions, regulatory agencies, professional service providers, and private enterprises from various industries, with existing clients in the Asia region and Saudi Arabia. The company has three reportable segments: Payment Processing (Fintech), Regulatory Technology (RegTech) and Robotic Process Automation (RPA) businesses and two reportable segments based on country, Malaysia and Non-Malaysia. The majority of revenue is derived from the Regtech segment in Malaysia, which involves the management of regulatory processes within the financial industry via technology.
37GF Score
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