ASFH (Asiafin Holdings) Interest Coverage: 420.00 (As of Jun. 2026) — 96% Below Median

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ASFH Asiafin Holdings Corp ASFH
40 GF Score
Price $0.14
GF Value $1.97
Valuation Significantly Undervalued
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What is Asiafin Holdings Interest Coverage?

Asiafin Holdings ASFH 40 Interest Coverage is 420.00 as of Jun. 2026, which is 96% below its 10-year median of 10,000.00. GuruFocus rates ASFH with a GF Score™ of 40/100 and a GF Value™ of $1.97 (Significantly Undervalued). Among 1,698 Software companies, Asiafin Holdings ranks better than 84.1% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Asiafin Holdings's Operating Income for the three months ended in Jun. 2026 was $0.42 Mil. Asiafin Holdings's Interest Expense for the three months ended in Jun. 2026 was $-0.00 Mil. Asiafin Holdings's interest coverage for the quarter that ended in Jun. 2026 was 420.00. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Asiafin Holdings Corp has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Asiafin Holdings's Interest Coverage or its related term are showing as below:

ASFH' s Interest Coverage Range Over the Past 10 Years
Min: 985   Med: No Debt   Max: No Debt
Current: 985


ASFH's Interest Coverage is ranked better than
84.1% of 1698 companies
in the Software industry
Industry Median: 26.18 vs ASFH: 985.00

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Asiafin Holdings  (OTCPK:ASFH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Asiafin Holdings Interest Coverage Related Terms


Asiafin Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Asiafin Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Asiafin Holdings Interest Coverage Chart

Asiafin Holdings Annual Data
Trend Aug20 Aug21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial No Debt No Debt N/A N/A N/A

Asiafin Holdings Quarterly Data
Aug21 Nov21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 N/A N/A N/A 420.00

ASFH vs GMM, LZMH, GLE: Interest Coverage Comparison

For the Information Technology Services subindustry, Asiafin Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asiafin Holdings Interest Coverage vs Software Industry

For the Software industry and Technology sector, Asiafin Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Asiafin Holdings's Interest Coverage falls into.


ASFH
40GF Score
Asiafin Holdings Corp ASFH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asiafin Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Asiafin Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Asiafin Holdings's Interest Expense was $0.00 Mil. Its Operating Income was $0.03 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.55 Mil.

GuruFocus does not calculate Asiafin Holdings's interest coverage with the available data.

Asiafin Holdings's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Asiafin Holdings's Interest Expense was $-0.00 Mil. Its Operating Income was $0.42 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.50 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*0.42/-0.001
=420.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 420.00 mean?
Asiafin Holdings (ASFH) has a Interest Coverage of 420.00 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asiafin Holdings and its competitors. This is 96% below median its historical median of 10,000.00. Over the past decade, Asiafin Holdings' Interest Coverage has ranged from 985.00 to 10,000.00. According to the industry distribution chart, Asiafin Holdings ranks #270 out of 1698 companies in the Software industry, placing it in the top 15.9%.
Is Asiafin Holdings' Interest Coverage too high?
Asiafin Holdings' current Interest Coverage of 420.00 is 96% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 985.00 to a high of 10,000.00. The Software industry median Interest Coverage is 26.18. Asiafin Holdings' value of 420.00 is 1504.3% above this industry median. Based on the distribution chart, Asiafin Holdings ranks #270 out of 1698 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Asiafin Holdings has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Asiafin Holdings' Interest Coverage compare to GMM and LZMH?
According to the Software industry distribution chart, Asiafin Holdings ranks #270 out of 1698 companies for Interest Coverage. This places Asiafin Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 26.18. Asiafin Holdings' value of 420.00 is 1504.3% above this benchmark. Historically, Asiafin Holdings' own Interest Coverage has ranged from 985.00 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 26.18, Asiafin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asiafin Holdings's current Interest Coverage of 420.00 is 1504.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asiafin Holdings and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asiafin Holdings's current Interest Coverage is 420.00, which is 96% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asiafin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Asiafin Holdings (ASFH) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.97, compared to a current price of $0.14 — trading 92.9% below its estimated fair value. The current Interest Coverage is 420.00, which is 96% below median its 10-year median of 10,000.00 and 1504.3% above the Software industry median of 26.18. Asiafin Holdings' overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Asiafin Holdings (ASFH), the current Interest Coverage is 420.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asiafin Holdings (ASFH) Overvalued in 2026?

Based on GuruFocus' analysis, Asiafin Holdings stock appears to be undervalued. The current stock price of $0.14 is trading 92.9% below its estimated GF Value™ of $1.97. GuruFocus considers Asiafin Holdings to be Significantly Undervalued.

Key valuation signals for ASFH:

  • Interest Coverage: 420.00 (96% below median its 10-year median of 10,000.00)
  • GF Value™: $1.97 vs. price of $0.14 (92.9% below fair value)
  • GF Score™: 40/100
  • Industry Position: 1504.3% above the Software median (#270 of 1698)

No single metric tells the full story. See the ASFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asiafin Holdings Business Description

Address Jalan Sultan Ismail, Suite 30.02, 30th Floor, Menara KH (Promet), Wilayah Persekutuan, Kuala Lumpur, MYS, 50250
Asiafin Holdings Corp operates through its wholly owned subsidiaries by offering a range of system solutions in Payment Processing, Robotic Process Automation (RPA), and Regulatory Technology (RegTech) to financial institutions, regulatory agencies, professional service providers, and private enterprises from various industries, with existing clients in the Asia region and Saudi Arabia. The company has three reportable segments: Payment Processing (Fintech), Regulatory Technology (RegTech) and Robotic Process Automation (RPA) businesses and two reportable segments based on country, Malaysia and Non-Malaysia. The majority of revenue is derived from the Regtech segment in Malaysia, which involves the management of regulatory processes within the financial industry via technology.
40GF Score

Get the complete analysis for ASFH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.14
Price
$1.97
GF Value