MSBB (Mercer Bancorp) ROC %: % (As of Mar. 2026)

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MSBB Mercer Bancorp Inc MSBB
52 GF Score
Price $18.97
GF Value $17.18
Valuation Fairly Valued
! 3 Warning Signs
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What is Mercer Bancorp ROC %?

Mercer Bancorp MSBB 52 ROC % is % as of Mar. 2026. GuruFocus rates MSBB with a GF Score™ of 52/100 and a GF Value™ of $17.18 (Fairly Valued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

MSBB
52GF Score
Mercer Bancorp Inc MSBB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Mercer Bancorp (MSBB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Mercer Bancorp and its competitors.
Is Mercer Bancorp's ROC % too high?
Mercer Bancorp's current ROC % is %. Overall, Mercer Bancorp has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mercer Bancorp's ROC % compare to LOGN and FIDS?
Mercer Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Mercer Bancorp and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercer Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mercer Bancorp (MSBB) is currently considered Fairly Valued. The stock's GF Value™ is $17.18, compared to a current price of $18.97 — trading 10.4% above its estimated fair value. The current ROC % is %. Mercer Bancorp's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Mercer Bancorp (MSBB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercer Bancorp (MSBB) Overvalued in 2026?

Based on GuruFocus' analysis, Mercer Bancorp stock appears to be overvalued. The current stock price of $18.97 is trading 10.4% above its estimated GF Value™ of $17.18. GuruFocus considers Mercer Bancorp to be Fairly Valued.

Key valuation signals for MSBB:

  • ROC %: %
  • GF Value™: $17.18 vs. price of $18.97 (10.4% above fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the MSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mercer Bancorp Business Description

Address 1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in the primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
52GF Score

Get the complete analysis for MSBB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.97
Price
$17.18
GF Value