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Mercer BancorpMSBB 35 3-1 Month Momentum % is 14.77% as of Jul. 30, 2026. GuruFocus rates MSBB with a GF Score™ of 35/100 and a GF Value™ of $17.11 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,578 Banks companies, Mercer Bancorp ranks better than 89.48% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-30), Mercer Bancorp's 3-1 Month Momentum % is 14.77%.
The industry rank for Mercer Bancorp's 3-1 Month Momentum % or its related term are showing as below:
MSBB's 3-1 Month Momentum % is ranked better than 89.48% of 1578
companies
in the Banks industry
Industry Median: 2.635
vs MSBB: 14.77
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Mercer Bancorp 3-1 Month Momentum % Related Terms
MSBB vs LOGN, FIDS, GOVB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Mercer Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mercer Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Mercer Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Mercer Bancorp's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mercer Bancorp (MSBB) has a 3-1 Month Momentum % of 14.77% as of Jul. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mercer Bancorp and its competitors. According to the industry distribution chart, Mercer Bancorp ranks #166 out of 1578 companies in the Banks industry, placing it in the top 10.5%.
Is Mercer Bancorp's 3-1 Month Momentum % too high?
Mercer Bancorp's current 3-1 Month Momentum % is 14.77%. The Banks industry median 3-1 Month Momentum % is 2.64. Mercer Bancorp's value of 14.77% is 460.5% above this industry median. Based on the distribution chart, Mercer Bancorp ranks #166 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mercer Bancorp has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercer Bancorp's 3-1 Month Momentum % compare to LOGN and FIDS?
According to the Banks industry distribution chart, Mercer Bancorp ranks #166 out of 1578 companies for 3-1 Month Momentum %. This places Mercer Bancorp in the top 11% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.64. Mercer Bancorp's value of 14.77% is 460.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.64, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mercer Bancorp's current 3-1 Month Momentum % of 14.77% is 460.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mercer Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercer Bancorp's current 3-1 Month Momentum % is 14.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mercer Bancorp (MSBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.11, compared to a current price of $20.05 — trading 17.2% above its estimated fair value. The current 3-1 Month Momentum % is 14.77% and 460.5% above the Banks industry median of 2.64. Mercer Bancorp's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Mercer Bancorp (MSBB), the current 3-1 Month Momentum % is 14.77% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mercer Bancorp (MSBB) Overvalued in 2026?
Based on GuruFocus' analysis, Mercer Bancorp stock appears to be overvalued.
The current stock price of $20.05 is trading 17.2% above its estimated GF Value™ of $17.11.
GuruFocus considers Mercer Bancorp to be Modestly Overvalued.
Key valuation signals for MSBB:
3-1 Month Momentum %: 14.77%
GF Value™: $17.11 vs. price of $20.05 (17.2% above fair value)
Industry Position: 460.5% above the Banks median (#166 of 1578)
No single metric tells the full story. See the MSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in the primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
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