MSBB (Mercer Bancorp) Total Noninterest Expense: $5.91 Mil (As of Mar. 2026)

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MSBB Mercer Bancorp Inc MSBB
35 GF Score
Price $20.99
GF Value $17.03
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Mercer Bancorp Total Noninterest Expense?

Mercer Bancorp MSBB 35 Total Noninterest Expense is $5.91 Mil as of Mar. 2026. GuruFocus rates MSBB with a GF Score™ of 35/100 and a GF Value™ of $17.03 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Mercer Bancorp's Total Noninterest Expense for the three months ended in Mar. 2026 was $1.53 Mil. Mercer Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $5.91 Mil.

Mercer Bancorp Total Noninterest Expense Related Terms

Mercer Bancorp Total Noninterest Expense Historical Data

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The historical data trend for Mercer Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mercer Bancorp Total Noninterest Expense Chart

Mercer Bancorp Annual Data
Trend Sep22 Sep23 Sep24 Sep25
Total Noninterest Expense
3.89 5.03 5.34 5.74

Mercer Bancorp Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.65 1.34 1.44 1.59 1.53
MSBB
35GF Score
Mercer Bancorp Inc MSBB
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Mercer Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.91 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $5.91 Mil mean?
Mercer Bancorp (MSBB) has a Total Noninterest Expense of $5.91 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Mercer Bancorp and its competitors.
Is Mercer Bancorp's Total Noninterest Expense too high?
Mercer Bancorp's current Total Noninterest Expense is $5.91 Mil. Overall, Mercer Bancorp has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercer Bancorp's Total Noninterest Expense compare to MFDB and LOGN?
Mercer Bancorp's Total Noninterest Expense of $5.91 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Mercer Bancorp and its competitors. Mercer Bancorp's current Total Noninterest Expense is $5.91 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mercer Bancorp (MSBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.03, compared to a current price of $20.99 — trading 23.3% above its estimated fair value. The current Total Noninterest Expense is $5.91 Mil. Mercer Bancorp's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Mercer Bancorp (MSBB), the current Total Noninterest Expense is $5.91 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercer Bancorp (MSBB) Overvalued in 2026?

Based on GuruFocus' analysis, Mercer Bancorp stock appears to be overvalued. The current stock price of $20.99 is trading 23.3% above its estimated GF Value™ of $17.03. GuruFocus considers Mercer Bancorp to be Modestly Overvalued.

Key valuation signals for MSBB:

  • Total Noninterest Expense: $5.91 Mil
  • GF Value™: $17.03 vs. price of $20.99 (23.3% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the MSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mercer Bancorp Business Description

Address 1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in the primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
35GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.99
Price
$17.03
GF Value