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Mercer BancorpMSBB 52 12-1 Month Momentum % is 32.45% as of Aug. 13, 2026. GuruFocus rates MSBB with a GF Score™ of 52/100 and a GF Value™ of $17.19 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,598 Banks companies, Mercer Bancorp ranks better than 69.02% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-13), Mercer Bancorp's 12-1 Month Momentum % is 32.45%.
The industry rank for Mercer Bancorp's 12-1 Month Momentum % or its related term are showing as below:
MSBB's 12-1 Month Momentum % is ranked better than 69.02% of 1598
companies
in the Banks industry
Industry Median: 19.515
vs MSBB: 32.45
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Mercer Bancorp 12-1 Month Momentum % Related Terms
MSBB vs LOGN, FIDS, GOVB: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Mercer Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mercer Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Mercer Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Mercer Bancorp's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mercer Bancorp (MSBB) has a 12-1 Month Momentum % of 32.45% as of Aug. 13, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Mercer Bancorp and its competitors. According to the industry distribution chart, Mercer Bancorp ranks #495 out of 1598 companies in the Banks industry, placing it in the top 31%.
Is Mercer Bancorp's 12-1 Month Momentum % too high?
Mercer Bancorp's current 12-1 Month Momentum % is 32.45%. The Banks industry median 12-1 Month Momentum % is 19.52. Mercer Bancorp's value of 32.45% is 66.3% above this industry median. Based on the distribution chart, Mercer Bancorp ranks #495 out of 1598 companies in the Banks industry, which is above the industry midpoint. Overall, Mercer Bancorp has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mercer Bancorp's 12-1 Month Momentum % compare to LOGN and FIDS?
According to the Banks industry distribution chart, Mercer Bancorp ranks #495 out of 1598 companies for 12-1 Month Momentum %. This puts Mercer Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 19.52. Mercer Bancorp's value of 32.45% is 66.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.52, based on 1,598 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mercer Bancorp's current 12-1 Month Momentum % of 32.45% is 66.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Mercer Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercer Bancorp's current 12-1 Month Momentum % is 32.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mercer Bancorp (MSBB) is currently considered Fairly Valued. The stock's GF Value™ is $17.19, compared to a current price of $18.97 — trading 10.4% above its estimated fair value. The current 12-1 Month Momentum % is 32.45% and 66.3% above the Banks industry median of 19.52. Mercer Bancorp's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Mercer Bancorp (MSBB), the current 12-1 Month Momentum % is 32.45% as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mercer Bancorp (MSBB) Overvalued in 2026?
Based on GuruFocus' analysis, Mercer Bancorp stock appears to be overvalued.
The current stock price of $18.97 is trading 10.4% above its estimated GF Value™ of $17.19.
GuruFocus considers Mercer Bancorp to be Fairly Valued.
Key valuation signals for MSBB:
12-1 Month Momentum %: 32.45%
GF Value™: $17.19 vs. price of $18.97 (10.4% above fair value)
Industry Position: 66.3% above the Banks median (#495 of 1598)
No single metric tells the full story. See the MSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in the primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
52GF Score
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