MSBB (Mercer Bancorp) Total Assets: $173.94 Mil (As of Mar. 2026)


MSBB Mercer Bancorp Inc MSBB
35 GF Score
Price $19.56
GF Value $16.89
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Mercer Bancorp Total Assets?

Mercer Bancorp MSBB +0.03% 35 Total Assets is $173.94 Mil as of Mar. 2026. GuruFocus rates MSBB with a GF Score™ of 35/100 and a GF Value™ of $16.89 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Mercer Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $173.94 Mil.

During the past 12 months, Mercer Bancorp's average Total Assets Growth Rate was -1.10% per year. During the past 3 years, the average Total Assets Growth Rate was 10.10% per year.

During the past 4 years, Mercer Bancorp's highest 3-Year average Total Assets Growth Rate was 10.10%. The lowest was 10.10%. And the median was 10.10%.

Total Assets is connected with ROA %. Mercer Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 was 0.63%. Total Assets is also linked to Revenue through Asset Turnover. Mercer Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Mercer Bancorp  (OTCPK:MSBB) Total Assets Explanation

Total Assets is connected with ROA %.

Mercer Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1.088/( (174.193+173.936)/ 2 )
=1.088/174.0645
=0.63 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Mercer Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1.883/( (174.193+173.936)/ 2 )
=1.883/174.0645
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Mercer Bancorp Total Assets Related Terms

Mercer Bancorp Total Assets Historical Data

* Premium members only.

The historical data trend for Mercer Bancorp's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mercer Bancorp Total Assets Chart

Mercer Bancorp Annual Data
Trend Sep22 Sep23 Sep24 Sep25
Total Assets
152.88 159.05 181.75 176.17

Mercer Bancorp Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 180.91 176.96 176.17 174.19 173.94
MSBB
35GF Score
Mercer Bancorp Inc MSBB
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mercer Bancorp Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Mercer Bancorp's Total Assets for the fiscal year that ended in Sep. 2025 is calculated as

Total Assets=Total Equity (A: Sep. 2025 )+Total Liabilities (A: Sep. 2025 )
=24.623+151.548
=176.17

Mercer Bancorp's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=25.1+148.836
=173.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $173.94 Mil mean?
Mercer Bancorp (MSBB) has a Total Assets of $173.94 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Mercer Bancorp and its competitors.
Is Mercer Bancorp's Total Assets too high?
Mercer Bancorp's current Total Assets is $173.94 Mil. Overall, Mercer Bancorp has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercer Bancorp's Total Assets compare to FLEW and JTNB?
Mercer Bancorp's Total Assets of $173.94 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Mercer Bancorp and its competitors. Mercer Bancorp's current Total Assets is $173.94 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mercer Bancorp (MSBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.89, compared to a current price of $19.56 — trading 15.8% above its estimated fair value. The current Total Assets is $173.94 Mil. Mercer Bancorp's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Mercer Bancorp (MSBB), the current Total Assets is $173.94 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercer Bancorp (MSBB) Overvalued in 2026?

Based on GuruFocus' analysis, Mercer Bancorp stock appears to be overvalued. The current stock price of $19.56 is trading 15.8% above its estimated GF Value™ of $16.89. GuruFocus considers Mercer Bancorp to be Modestly Overvalued.

Key valuation signals for MSBB:

  • Total Assets: $173.94 Mil
  • GF Value™: $16.89 vs. price of $19.56 (15.8% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the MSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mercer Bancorp Business Description

Address 1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in the primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
35GF Score

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Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.56
Price
$16.89
GF Value