MSBB (Mercer Bancorp) Cyclically Adjusted PS Ratio: (As of Jul. 09, 2026)


MSBB Mercer Bancorp Inc MSBB
35 GF Score
Price $20.00
GF Value $16.97
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Mercer Bancorp Cyclically Adjusted PS Ratio?

Mercer Bancorp does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mercer Bancorp  (OTCPK:MSBB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Mercer Bancorp Cyclically Adjusted PS Ratio Related Terms


Mercer Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Mercer Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mercer Bancorp Cyclically Adjusted PS Ratio Chart

Mercer Bancorp Annual Data
Trend Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted PS Ratio
0.00 0.00 0.00 0.00

Mercer Bancorp Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MSBB vs MFDB, LOGN, UNTN: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Mercer Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mercer Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mercer Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mercer Bancorp's Cyclically Adjusted PS Ratio falls into.


MSBB
35GF Score
Mercer Bancorp Inc MSBB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mercer Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Mercer Bancorp does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Is Mercer Bancorp (MSBB) Overvalued in 2026?

Based on GuruFocus' analysis, Mercer Bancorp stock appears to be overvalued. The current stock price of $20.00 is trading 17.9% above its estimated GF Value™ of $16.97. GuruFocus considers Mercer Bancorp to be Modestly Overvalued.

Key valuation signals for MSBB:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $16.97 vs. price of $20.00 (17.9% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the MSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mercer Bancorp Business Description

Address 1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in the primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
35GF Score

Get the complete analysis for MSBB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.00
Price
$16.97
GF Value