GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Mercer Bancorp Inc (OTCPK:MSBB) » Definitions » PB Ratio

MSBB (Mercer Bancorp) PB Ratio : 0.59 (As of Mar. 26, 2025)


View and export this data going back to 2023. Start your Free Trial

What is Mercer Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-26), Mercer Bancorp's share price is $14.00. Mercer Bancorp's Book Value per Share for the quarter that ended in Dec. 2024 was $23.55. Hence, Mercer Bancorp's PB Ratio of today is 0.59.

The historical rank and industry rank for Mercer Bancorp's PB Ratio or its related term are showing as below:

MSBB' s PB Ratio Range Over the Past 10 Years
Min: 0.51   Med: 0.59   Max: 0.98
Current: 0.59

During the past 3 years, Mercer Bancorp's highest PB Ratio was 0.98. The lowest was 0.51. And the median was 0.59.

MSBB's PB Ratio is ranked better than
78.22% of 1529 companies
in the Banks industry
Industry Median: 0.93 vs MSBB: 0.59

During the past 12 months, Mercer Bancorp's average Book Value Per Share Growth Rate was 3.10% per year.

Back to Basics: PB Ratio


Mercer Bancorp PB Ratio Historical Data

The historical data trend for Mercer Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mercer Bancorp PB Ratio Chart

Mercer Bancorp Annual Data
Trend Sep22 Sep23 Sep24
PB Ratio
- 0.62 0.54

Mercer Bancorp Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.59 0.57 0.54 0.59

Competitive Comparison of Mercer Bancorp's PB Ratio

For the Banks - Regional subindustry, Mercer Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mercer Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mercer Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Mercer Bancorp's PB Ratio falls into.



Mercer Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Mercer Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=14.00/23.552
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Mercer Bancorp  (OTCPK:MSBB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Mercer Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Mercer Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Mercer Bancorp Business Description

Traded in Other Exchanges
N/A
Address
1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in primary market area. It also operates in multifamily real estate loans, commercial real estate loans, construction and land loans, home equity lines of credit, commercial and industrial loans, and consumer loans. Geographically, it operates in Mercer and Darke Counties in western Ohio and contiguous areas, including Adams and Jay Counties in eastern Indiana.
Executives
Alvin B Parmiter director, officer: President and CEO 425 MAIN STREET, CALDWELL OH 43724
Kristin M Fee director 1100 IRMSCHER BLVD, CELINA OH 45822
Rick L Ross officer: Treasurer 1100 IRMSCHER BLVD, CELINA OH 45822
Richard A Mosier director 1100 IRMSCHER BLVD, CELINA OH 45822
Trever A Bransteter officer: SVP, Lending 1100 IRMSCHER BLVD, CELINA OH 45822
Ryan Moorman officer: SVP, Lending 1100 IRMSCHER BLVD, CELINA OH 45822
Timothy L Bigham officer: SVP, Operations 1100 IRMSCHER BLVD, CELINA OH 45822
Jose W Faller director 1100 IRMSCHER BLVD, CELINA OH 45822
Michael J Boley director 1100 IRMSCHER BLVD, CELINA OH 45822
David L Keiser director 1100 IRMSCHER BLVD, CELINA OH 45822

Mercer Bancorp Headlines

No Headlines