WTFC (Wintrust Financial) ROE % Adjusted to Book Value: 9.21% (As of Mar. 2026)


WTFC Wintrust Financial Corp WTFC
79 GF Score
Price $161.22
GF Value $124.22
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Wintrust Financial ROE % Adjusted to Book Value?

Wintrust Financial WTFC -1.00% 79 ROE % Adjusted to Book Value is 9.21% as of Mar. 2026. GuruFocus rates WTFC with a GF Score™ of 79/100 and a GF Value™ of $124.22 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Wintrust Financial's ROE % for the quarter that ended in Mar. 2026 was 12.43%. Wintrust Financial's PB Ratio for the quarter that ended in Mar. 2026 was 1.35. Wintrust Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.21%.


Wintrust Financial ROE % Adjusted to Book Value Related Terms


Wintrust Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for Wintrust Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial ROE % Adjusted to Book Value Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.52 9.38 10.71 8.46 8.84

Wintrust Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.57 8.70 9.04 9.10 9.21

WTFC vs UMBF, BPOP, ZION: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Wintrust Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wintrust Financial ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's ROE % Adjusted to Book Value falls into.


WTFC
79GF Score
Wintrust Financial Corp WTFC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial ROE % Adjusted to Book Value Calculation

Wintrust Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.11% / 1.37
=8.84%

Wintrust Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.43% / 1.35
=9.21%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.21% mean?
Wintrust Financial (WTFC) has a ROE % Adjusted to Book Value of 9.21% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Wintrust Financial and its competitors.
Is Wintrust Financial's ROE % Adjusted to Book Value too high?
Wintrust Financial's current ROE % Adjusted to Book Value is 9.21%. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's ROE % Adjusted to Book Value compare to UMBF and BPOP?
Wintrust Financial's ROE % Adjusted to Book Value of 9.21% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current ROE % Adjusted to Book Value is 9.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $124.22, compared to a current price of $161.22 — trading 29.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.21%. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current ROE % Adjusted to Book Value is 9.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $161.22 is trading 29.8% above its estimated GF Value™ of $124.22. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for WTFC:

  • ROE % Adjusted to Book Value: 9.21%
  • GF Value™: $124.22 vs. price of $161.22 (29.8% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

Get the complete analysis for WTFC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$161.22
Price
$124.22
GF Value