WTFC (Wintrust Financial) Ending Cash Position: $544 Mil (As of Mar. 2026)

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WTFC Wintrust Financial Corp WTFC
79 GF Score
Price $158.50
GF Value $124.78
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Wintrust Financial Ending Cash Position?

Wintrust Financial WTFC -0.25% 79 Ending Cash Position is $544 Mil as of Mar. 2026. GuruFocus rates WTFC with a GF Score™ of 79/100 and a GF Value™ of $124.78 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Wintrust Financial's Ending Cash Position for the quarter that ended in Mar. 2026 was $544 Mil.

Wintrust Financial's quarterly Ending Cash Position declined from Sep. 2025 ($565 Mil) to Dec. 2025 ($468 Mil) but then increased from Dec. 2025 ($468 Mil) to Mar. 2026 ($544 Mil).

Wintrust Financial's annual Ending Cash Position increased from Dec. 2023 ($423 Mil) to Dec. 2024 ($459 Mil) and increased from Dec. 2024 ($459 Mil) to Dec. 2025 ($468 Mil).

Wintrust Financial Ending Cash Position Related Terms

Wintrust Financial Ending Cash Position Historical Data

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The historical data trend for Wintrust Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Ending Cash Position Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 411.21 490.97 423.46 458.54 467.94

Wintrust Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 616.28 695.56 565.47 467.94 543.72
WTFC
79GF Score
Wintrust Financial Corp WTFC
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Wintrust Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=458.536+9.402
=468

Wintrust Financial's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=467.938+75.781
=544

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $544 Mil mean?
Wintrust Financial (WTFC) has a Ending Cash Position of $544 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Wintrust Financial and its competitors.
Is Wintrust Financial's Ending Cash Position too high?
Wintrust Financial's current Ending Cash Position is $544 Mil. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Ending Cash Position compare to UMBF and BPOP?
Wintrust Financial's Ending Cash Position of $544 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current Ending Cash Position is $544 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $124.78, compared to a current price of $158.50 — trading 27% above its estimated fair value. The current Ending Cash Position is $544 Mil. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current Ending Cash Position is $544 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $158.50 is trading 27% above its estimated GF Value™ of $124.78. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for WTFC:

  • Ending Cash Position: $544 Mil
  • GF Value™: $124.78 vs. price of $158.50 (27% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.50
Price
$124.78
GF Value