WTFC (Wintrust Financial) Net Loan: $54,064 Mil (As of Mar. 2026)

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WTFC Wintrust Financial Corp WTFC
79 GF Score
Price $164.30
GF Value $124.65
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Wintrust Financial Net Loan?

Wintrust Financial WTFC -1.56% 79 Net Loan is $54,064 Mil as of Mar. 2026. GuruFocus rates WTFC with a GF Score™ of 79/100 and a GF Value™ of $124.65 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Wintrust Financial's quarterly net loan increased from Sep. 2025 ($52,011 Mil) to Dec. 2025 ($53,067 Mil) and increased from Dec. 2025 ($53,067 Mil) to Mar. 2026 ($54,064 Mil).

Wintrust Financial's annual net loan increased from Dec. 2023 ($42,080 Mil) to Dec. 2024 ($53,067 Mil) and increased from Dec. 2024 ($53,067 Mil) to Dec. 2025 ($54,064 Mil).

Wintrust Financial Net Loan Historical Data

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The historical data trend for Wintrust Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Net Loan Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35,359.18 39,226.25 42,080.32 48,022.28 53,066.56

Wintrust Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48,646.99 50,949.63 52,010.74 53,066.56 54,064.05
WTFC
79GF Score
Wintrust Financial Corp WTFC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $54,064 Mil mean?
Wintrust Financial (WTFC) has a Net Loan of $54,064 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Wintrust Financial and its competitors.
Is Wintrust Financial's Net Loan too high?
Wintrust Financial's current Net Loan is $54,064 Mil. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Net Loan compare to UMBF and BPOP?
Wintrust Financial's Net Loan of $54,064 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current Net Loan is $54,064 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $124.65, compared to a current price of $164.30 — trading 31.8% above its estimated fair value. The current Net Loan is $54,064 Mil. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current Net Loan is $54,064 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $164.30 is trading 31.8% above its estimated GF Value™ of $124.65. GuruFocus considers Wintrust Financial to be Significantly Overvalued.

Key valuation signals for WTFC:

  • Net Loan: $54,064 Mil
  • GF Value™: $124.65 vs. price of $164.30 (31.8% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$164.30
Price
$124.65
GF Value