WTFC (Wintrust Financial) Tax Rate %: 24.44% (As of Mar. 2026)


WTFC Wintrust Financial Corp WTFC
79 GF Score
Price $161.45
GF Value $124.46
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Wintrust Financial Tax Rate %?

Wintrust Financial WTFC -0.15% 79 Tax Rate % is 24.44% as of Mar. 2026. GuruFocus rates WTFC with a GF Score™ of 79/100 and a GF Value™ of $124.46 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Wintrust Financial's Tax Expense for the three months ended in Mar. 2026 was $74 Mil. Wintrust Financial's Pre-Tax Income for the three months ended in Mar. 2026 was $301 Mil. Therefore, Wintrust Financial's Tax Rate % for the quarter that ended in Mar. 2026 was 24.44%.

Wintrust Financial Tax Rate % Related Terms

Wintrust Financial Tax Rate % Historical Data

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The historical data trend for Wintrust Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Tax Rate % Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.91 27.25 26.32 26.61 26.34

Wintrust Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.30 26.79 26.95 26.21 24.44
WTFC
79GF Score
Wintrust Financial Corp WTFC
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Wintrust Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=294.563/1118.407
=26.34 %

Wintrust Financial's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=73.552/300.94
=24.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 24.44% mean?
Wintrust Financial (WTFC) has a Tax Rate % of 24.44% as of Mar. 2026.
Is Wintrust Financial's Tax Rate % too high?
Wintrust Financial's current Tax Rate % is 24.44%. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Tax Rate % compare to UMBF and BPOP?
Wintrust Financial's Tax Rate % of 24.44% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Wintrust Financial's current Tax Rate % is 24.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $124.46, compared to a current price of $161.45 — trading 29.7% above its estimated fair value. The current Tax Rate % is 24.44%. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current Tax Rate % is 24.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $161.45 is trading 29.7% above its estimated GF Value™ of $124.46. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for WTFC:

  • Tax Rate %: 24.44%
  • GF Value™: $124.46 vs. price of $161.45 (29.7% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

Get the complete analysis for WTFC

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$161.45
Price
$124.46
GF Value