WTFC (Wintrust Financial) YoY EPS Growth: 18.71% (As of Jun. 2026)

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WTFC Wintrust Financial Corp WTFC
81 GF Score
Price $151.99
GF Value $137.14
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Wintrust Financial YoY EPS Growth?

Wintrust Financial WTFC -0.07% 81 YoY EPS Growth is 18.71% as of Jun. 2026. GuruFocus rates WTFC with a GF Score™ of 81/100 and a GF Value™ of $137.14 (Modestly Overvalued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Wintrust Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was 18.71%.

Wintrust Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $3.30.

Wintrust Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Wintrust Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial YoY EPS Growth Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.97 5.80 19.45 7.62 10.57

Wintrust Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.83 12.55 19.77 19.70 18.71
WTFC
81GF Score
Wintrust Financial Corp WTFC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Wintrust Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(11.4-10.31)/ | 10.31 |
=10.57 %

Wintrust Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(3.3-2.78)/ | 2.78 |
=18.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 18.71% mean?
Wintrust Financial (WTFC) has a YoY EPS Growth of 18.71% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Wintrust Financial and its competitors.
Is Wintrust Financial's YoY EPS Growth too high?
Wintrust Financial's current YoY EPS Growth is 18.71%. Overall, Wintrust Financial has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's YoY EPS Growth compare to SSB and CFR?
Wintrust Financial's YoY EPS Growth of 18.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Wintrust Financial and its competitors. Wintrust Financial's current YoY EPS Growth is 18.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $137.14, compared to a current price of $151.99 — trading 10.8% above its estimated fair value. The current YoY EPS Growth is 18.71%. Wintrust Financial's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current YoY EPS Growth is 18.71% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $151.99 is trading 10.8% above its estimated GF Value™ of $137.14. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for WTFC:

  • YoY EPS Growth: 18.71%
  • GF Value™: $137.14 vs. price of $151.99 (10.8% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
81GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$151.99
Price
$137.14
GF Value